US ZIP Code
13651

Henderson Harbor, NY

Jefferson County  ·  New York

● Active
👥 127 Population ↑ 32% since 2019
💰 $98,333 Median HH Income
▲ 29% above avg ↓ 30% since 2019
🎂 68.6 Median Age ↓ 10% since 2019
🏠 $338,500 Median Home Value
▲ 21% above avg ↑ 31% since 2019
🎓 78.0% College Grads
▲ 101% above avg
📊 0.0% Unemployment
▼ 100% below avg
ZIP Code Details
ZIP Code13651
CityHenderson Harbor
StateNew York (NY)
CountyJefferson County
Area Code315/680
Elevation244 ft
Latitude43.866158
Longitude-76.176966
TimezoneNew York (DST)
FIPS36045
ZIP TypePO Box
StatusActive
People & Population (ACS 2023)
♂ Male 52.8% (67) Female 47.2% (60) ♀

Race & Ethnicity

White: 99.2%Other: 0.8%Race
White99.2%
Other0.8%

Age Breakdown

45–64
26%
65+
29%

Key Indicators

Median Age68.6 yrs ↓ 10% since 2019
Avg Household Size1.72
Below Poverty4.7% ▼ 53% below avg
College Grads78.0% ▲ 101% above avg
Unemployment0.0% ▼ 100% below avg
HS Graduate6 (4.7%)
Some College11 (8.7%)
Associates11 (8.7%)
Bachelors24 (18.9%)
Graduate Degree75 (59.1%)

Education

HS Grad: 4.7%Some College: 8.7%Associates: 8.7%Bachelors: 18.9%Graduate: 59.1%Edu
HS Grad4.7%
Some College8.7%
Associates8.7%
Bachelors18.9%
Graduate59.1%
Housing & Income

Housing Tenure

Owner: 100%Tenure
Owner100.0%

Home Value Distribution

$50k–100k
5%
$100k–150k
12%
$200k–300k
26%
$300k–500k
22%
Over $500k
35%

Financials

Median HH Income$98,333 ▲ 29% above avg ↓ 30% since 2019
Median Home Value$338,500 ▲ 21% above avg ↑ 31% since 2019
Home/Income Ratio3.4x (nat avg ~3.5x)
Total Units143
Vacant Units69
Avg HH Size1.72

Income Distribution

Under $25k
9%
$50k–75k
20%
$75k–100k
23%
$100k–150k
30%
$150k–200k
11%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
36%
Work From Home
64%

Commute Time

Under 15 min
100%
Housing Stock

Year Built

1940s–1950s
5%
1960s–1970s
13%
1980s–1990s
17%
2000+
66%

Summary

Total Units143
Vacant69
Owner Occupied100.0%
Renter Occupied0.0%
Avg HH Size1.72
Frequently Asked Questions
ZIP code 13651 is in Henderson Harbor, NY, in Jefferson County.
ZIP code 13651 is located in New York (NY).
ZIP code 13651 is in Jefferson County, NY.
ZIP 13651 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 13651 is 127 people (ACS 2023).
The median household income in ZIP code 13651 is $98,333 (ACS 2023).
The median home value in ZIP 13651 is $338,500 (ACS 2023).
About ZIP Code 13651

ZIP code 13651 is located in Henderson Harbor, New York, within Jefferson County. With a population of 127, this is a sparsely populated ZIP code with an older community — the median age is 68.6 years. Economically, 13651 is a middle-income ZIP code: the median household income of $98,333 is above the national average.

Real estate in ZIP code 13651 represents a mid-range housing market. The median home value of $338,500 is above the national average. Median home values have increased by 31% since 2019.

The population of 13651 is primarily White (99.21%). Residents are highly educated — 78.0% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 4.7%. Household income has declined by 30% since 2019.

A notably high share of workers — 64% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 36%.

Overall, ZIP code 13651 in Henderson Harbor, NY is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 127 residents, a median household income of $98,333, and a median home value of $338,500, it offers a clear picture of life in this part of New York.