US ZIP Code
13650

Henderson, NY

Jefferson County  ·  New York

● Active
👥 1,268 Population ↓ 19% since 2019
💰 $91,458 Median HH Income
▲ 20% above avg ↑ 59% since 2019
🎂 56.7 Median Age ↑ 20% since 2019
🏠 $206,700 Median Home Value
▼ 26% below avg ↑ 11% since 2019
🎓 44.6% College Grads
▲ 15% above avg
📊 6.6% Unemployment
▲ 34% above avg ↓ 42% since 2019
ZIP Code Details
ZIP Code13650
CityHenderson
StateNew York (NY)
CountyJefferson County
Area Code315/680
Elevation245 ft
Latitude43.81131
Longitude-76.216097
TimezoneNew York (DST)
FIPS36045
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.4% (652) Female 48.6% (616) ♀

Race & Ethnicity

White: 90.7%Hispanic: 2.2%Black: 0.5%Asian: 1.3%Other: 5.3%Race
White90.7%
Hispanic2.2%
Black0.5%
Asian1.3%
Other5.3%

Age Breakdown

Under 5
4%
5–17
11%
18–24
6%
25–44
13%
45–64
28%
65+
16%

Key Indicators

Median Age56.7 yrs ↑ 20% since 2019
Avg Household Size2.17
Below Poverty16.6% ▲ 66% above avg
College Grads44.6% ▲ 15% above avg
Unemployment6.6% ▲ 34% above avg
No HS Diploma3 (0.3%)
HS Graduate213 (22.5%)
Some College165 (17.4%)
Associates144 (15.2%)
Bachelors163 (17.2%)
Graduate Degree260 (27.4%)

Education

No HS: 0.3%HS Grad: 22.5%Some College: 17.4%Associates: 15.2%Bachelors: 17.2%Graduate: 27.4%Edu
No HS0.3%
HS Grad22.5%
Some College17.4%
Associates15.2%
Bachelors17.2%
Graduate27.4%
Housing & Income

Housing Tenure

Owner: 78.4%Renter: 21.6%Tenure
Owner78.4%
Renter21.6%

Home Value Distribution

Under $50k
5%
$50k–100k
11%
$100k–150k
13%
$150k–200k
18%
$200k–300k
24%
$300k–500k
19%
Over $500k
10%

Financials

Median HH Income$91,458 ▲ 20% above avg ↑ 59% since 2019
Median Home Value$206,700 ▼ 26% below avg ↑ 11% since 2019
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$797/mo ↑ 18% since 2019
Total Units1,514
Vacant Units930
Avg HH Size2.17

Income Distribution

Under $25k
13%
$25k–50k
22%
$50k–75k
9%
$75k–100k
12%
$100k–150k
25%
$150k–200k
10%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
2%
Walked
4%
Work From Home
12%

Commute Time

Under 15 min
27%
15–30 min
27%
30–45 min
27%
Over 45 min
20%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
9%
1960s–1970s
10%
1980s–1990s
17%
2000+
60%

Summary

Total Units1,514
Vacant930
Owner Occupied78.4%
Renter Occupied21.6%
Avg HH Size2.17
Frequently Asked Questions
ZIP code 13650 is in Henderson, NY, in Jefferson County.
ZIP code 13650 is located in New York (NY).
ZIP code 13650 is in Jefferson County, NY.
ZIP 13650 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 13650 is 1,268 people (ACS 2023).
The median household income in ZIP code 13650 is $91,458 (ACS 2023).
The median home value in ZIP 13650 is $206,700 (ACS 2023).
About ZIP Code 13650

ZIP code 13650 is located in Henderson, New York, within Jefferson County. With a population of 1,268, this is a sparsely populated ZIP code with an older community — the median age is 56.7 years. Economically, 13650 is a middle-income ZIP code: the median household income of $91,458 is above the national average.

Real estate in ZIP code 13650 represents an affordable housing market. The median home value of $206,700 is below the national average. Renters can expect to pay around $797 per month in median rent. Homeownership is strong here — 78.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 11% since 2019.

The population of 13650 is primarily White (90.69%). Residents are well-educated — 44.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 16.6%. Household income has grown by 59% since 2019.

The unemployment rate in 13650 stands at 6.6%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 13650 in Henderson, NY is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 1,268 residents, a median household income of $91,458, and a median home value of $206,700, it offers a clear picture of life in this part of New York.