US ZIP Code
13605

Adams, NY

Jefferson County  ·  New York

● Active
👥 5,106 Population ↑ 2% since 2019
💰 $70,947 Median HH Income
≈ Avg ↑ 30% since 2019
🎂 38.6 Median Age ↑ 6% since 2019
🏠 $188,200 Median Home Value
▼ 32% below avg ↑ 29% since 2019
🎓 45.3% College Grads
▲ 17% above avg
📊 3.2% Unemployment
▼ 34% below avg ↓ 54% since 2019
ZIP Code Details
ZIP Code13605
CityAdams
StateNew York (NY)
CountyJefferson County
Area Code315/680
Elevation561 ft
Latitude43.807377
Longitude-76.050124
TimezoneNew York (DST)
FIPS36045
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.7% (2,690) Female 47.3% (2,416) ♀

Race & Ethnicity

White: 89.8%Hispanic: 2%Black: 3.4%Asian: 0.1%Other: 4.5%Race
White89.8%
Hispanic2.0%
Black3.4%
Asian0.1%
Other4.5%

Age Breakdown

Under 5
4%
5–17
22%
18–24
8%
25–44
28%
45–64
20%
65+
9%

Key Indicators

Median Age38.6 yrs ↑ 6% since 2019
Avg Household Size2.53
Below Poverty7.2% ▼ 28% below avg
College Grads45.3% ▲ 17% above avg
Unemployment3.2% ▼ 34% below avg
No HS Diploma31 (1%)
HS Graduate874 (27.4%)
Some College533 (16.7%)
Associates305 (9.6%)
Bachelors692 (21.7%)
Graduate Degree753 (23.6%)

Education

No HS: 1%HS Grad: 27.4%Some College: 16.7%Associates: 9.6%Bachelors: 21.7%Graduate: 23.6%Edu
No HS1.0%
HS Grad27.4%
Some College16.7%
Associates9.6%
Bachelors21.7%
Graduate23.6%
Housing & Income

Housing Tenure

Owner: 75.1%Renter: 24.9%Tenure
Owner75.1%
Renter24.9%

Home Value Distribution

Under $50k
5%
$50k–100k
11%
$100k–150k
17%
$150k–200k
21%
$200k–300k
32%
$300k–500k
9%
Over $500k
5%

Financials

Median HH Income$70,947 ≈ Avg ↑ 30% since 2019
Median Home Value$188,200 ▼ 32% below avg ↑ 29% since 2019
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$744/mo ↓ 5% since 2019
Total Units2,497
Vacant Units484
Avg HH Size2.53

Income Distribution

Under $25k
14%
$25k–50k
16%
$50k–75k
21%
$75k–100k
16%
$100k–150k
15%
$150k–200k
11%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
0%
Walked
7%
Work From Home
6%

Commute Time

Under 15 min
31%
15–30 min
43%
30–45 min
17%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
6%
1960s–1970s
10%
1980s–1990s
15%
2000+
68%

Summary

Total Units2,497
Vacant484
Owner Occupied75.1%
Renter Occupied24.9%
Avg HH Size2.53
Frequently Asked Questions
ZIP code 13605 is in Adams, NY, in Jefferson County.
ZIP code 13605 is located in New York (NY).
ZIP code 13605 is in Jefferson County, NY.
ZIP 13605 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 13605 is 5,106 people (ACS 2023).
The median household income in ZIP code 13605 is $70,947 (ACS 2023).
The median home value in ZIP 13605 is $188,200 (ACS 2023).
About ZIP Code 13605

ZIP code 13605 is located in Adams, New York, within Jefferson County. With a population of 5,106, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.6 years. Economically, 13605 is a solidly middle-class ZIP code: the median household income of $70,947 is near the national average.

Real estate in ZIP code 13605 represents an affordable housing market. The median home value of $188,200 is below the national average. Renters can expect to pay around $744 per month in median rent. Homeownership is strong here — 75.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.

The population of 13605 is primarily White (89.78%). Residents are well-educated — 45.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 30% since 2019.

The unemployment rate in 13605 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.

Overall, ZIP code 13605 in Adams, NY is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 5,106 residents, a median household income of $70,947, and a median home value of $188,200, it offers a clear picture of life in this part of New York.