| ZIP Code | 07645 |
|---|---|
| City | Montvale |
| State | New Jersey (NJ) |
| County | Bergen County |
| Area Code | 201/551 |
| Elevation | 352 ft |
| Latitude | 41.054594 |
|---|---|
| Longitude | -74.047298 |
| Timezone | New York (DST) |
| FIPS | 34003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.7 yrs ↓ 10% since 2019 |
|---|---|
| Avg Household Size | 2.79 |
| Below Poverty | 3.8% ▼ 62% below avg |
| College Grads | 66.1% ▲ 71% above avg |
| Unemployment | 4.4% ▼ 11% below avg |
| No HS Diploma | 35 (0.6%) |
| HS Graduate | 866 (15.4%) |
| Some College | 254 (4.5%) |
| Associates | 754 (13.4%) |
| Bachelors | 504 (9%) |
| Graduate Degree | 3,211 (57.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $183,664 ▲ 141% above avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $688,500 ▲ 147% above avg ↑ 11% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $2,241/mo ↑ 22% since 2019 |
| Total Units | 3,188 |
| Vacant Units | 102 |
| Avg HH Size | 2.79 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,188 |
|---|---|
| Vacant | 102 |
| Owner Occupied | 84.1% |
| Renter Occupied | 15.9% |
| Avg HH Size | 2.79 |
ZIP code 07645 is located in Montvale, New Jersey, within Bergen County. With a population of 8,625, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.7 years. Economically, 07645 is a affluent ZIP code: the median household income of $183,664 is more than double the national average.
Real estate in ZIP code 07645 represents a premium housing market. The median home value of $688,500 is more than double the national average. Renters can expect to pay around $2,241 per month in median rent. Homeownership is strong here — 84.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 11% since 2019.
The population of 07645 is primarily White (72.61%). Residents are highly educated — 66.1% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.8%. Household income has grown by 25% since 2019.
The unemployment rate in 07645 stands at 4.4%, which is near the national average. A notably high share of workers — 30% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 57%.
Overall, ZIP code 07645 in Montvale, NJ is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 8,625 residents, a median household income of $183,664, and a median home value of $688,500, it offers a clear picture of life in this part of New Jersey.