| ZIP Code | 10965 |
|---|---|
| City | Pearl River |
| State | New York (NY) |
| County | Rockland County |
| Area Code | 329/845/914 |
| Elevation | 314 ft |
| Latitude | 41.061561 |
|---|---|
| Longitude | -74.007832 |
| Timezone | New York (DST) |
| FIPS | 36087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.6 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.75 |
| Below Poverty | 6.2% ▼ 38% below avg |
| College Grads | 56.5% ▲ 46% above avg |
| Unemployment | 3.0% ▼ 39% below avg |
| No HS Diploma | 98 (1%) |
| HS Graduate | 2,130 (22%) |
| Some College | 828 (8.6%) |
| Associates | 1,148 (11.9%) |
| Bachelors | 700 (7.2%) |
| Graduate Degree | 4,762 (49.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $136,970 ▲ 79% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $560,200 ▲ 101% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 4.1x (nat avg ~3.5x) |
| Median Rent | $2,036/mo ↑ 41% since 2019 |
| Total Units | 5,937 |
| Vacant Units | 332 |
| Avg HH Size | 2.75 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,937 |
|---|---|
| Vacant | 332 |
| Owner Occupied | 76.1% |
| Renter Occupied | 23.9% |
| Avg HH Size | 2.75 |
ZIP code 10965 is located in Pearl River, New York, within Rockland County. With a population of 15,526, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.6 years. Economically, 10965 is a upper-middle-income ZIP code: the median household income of $136,970 is significantly above the national average.
Real estate in ZIP code 10965 represents a premium housing market. The median home value of $560,200 is more than double the national average. Renters can expect to pay around $2,036 per month in median rent. Homeownership is strong here — 76.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 10965 is primarily White (74.69%). Residents are well-educated — 56.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.2%. Household income has grown by 23% since 2019.
The unemployment rate in 10965 stands at 3.0%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 10965 in Pearl River, NY is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 15,526 residents, a median household income of $136,970, and a median home value of $560,200, it offers a clear picture of life in this part of New York.