City

Waterford, PA

1 ZIP code  ·  Erie County  ·  Pennsylvania

👥9,485Population
💰$78,367Median HH Income≈ Avg
🎂48.0Median Age
🏠$219,800Median Home Value▼ 21% below avg
🎓34.6%College Grads▼ 11% below avg
📊5.9%Unemployment▲ 21% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 53.9% Female 46.1% ♀

Race & Ethnicity

White: 96%Hispanic: 2.7%Black: 0.3%Asian: 0.1%Other: 0.8%Race
White96.0%
Hispanic2.7%
Black0.3%
Asian0.1%
Other0.8%

Age Breakdown

Under 5
5%
5–17
17%
18–24
4%
25–44
21%
45–64
31%
65+
12%

Key Indicators

Median Age48.0 yrs
Avg HH Size2.46
Below Poverty7.2% ▼ 28% below avg
College Grads34.6% ▼ 11% below avg
Unemployment5.9% ▲ 21% above avg
No HS Diploma4 (0.1%)
HS Graduate2,869 (42.9%)
Some College624 (9.3%)
Associates874 (13.1%)
Bachelors722 (10.8%)
Graduate Degree1,593 (23.8%)

Education

No HS: 0.1%HS Grad: 42.9%Some College: 9.3%Associates: 13.1%Bachelors: 10.8%Graduate: 23.8%Edu
No HS0.1%
HS Grad42.9%
Some College9.3%
Associates13.1%
Bachelors10.8%
Graduate23.8%
Housing & Income

Housing Tenure

Owner: 86.2%Renter: 13.8%Tenure
Owner86.2%
Renter13.8%

Home Value Distribution

Under $50k
8%
$50k–$100k
4%
$100k–$150k
11%
$150k–$200k
23%
$200k–$300k
26%
$300k–$500k
24%
Over $500k
5%

Financials

Median HH Income$78,367 ≈ Avg
Median Home Value$219,800 ▼ 21% below avg
Home/Income Ratio2.8x (nat avg ~3.5x)
Median Rent$950/mo
Total Housing Units4,173
Vacant Units321

Income Distribution

Under $25k
8%
$25k–$50k
17%
$50k–$75k
18%
$75k–$100k
17%
$100k–$150k
20%
$150k–$200k
12%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
2%
Work From Home
9%

Commute Time

Under 15 min
18%
15–30 min
32%
30–45 min
39%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
5%
1960s–1970s
16%
1980s–1990s
20%
2000+
58%
About Waterford, PA

Waterford is a city in Pennsylvania, located in Erie County. The city spans 1 ZIP code and is home to approximately 9,485 residents. It is a mature city, with a median age of 48 years.

Economically, Waterford is a middle-income community. The median household income of $78,367 is near the national average. Approximately 7.2% of residents live below the poverty line. The unemployment rate is 5.9%, above the national average.

The real estate market in Waterford is an affordable housing market. Median home values stand at $219,800, which is below the national average. Renters typically pay around $950 per month. Homeownership is high at 86.2%, typical of suburban and family-oriented communities.

The population of Waterford is moderately educated. 34.6% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (95.97%).

Waterford, PA offers residents above-average earning potential within Pennsylvania.

ZIP Codes in Waterford
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
16441 9,485 $78,367 $219,800 $950 5.9% 34.6% 86.2%