| ZIP Code | 16441 |
|---|---|
| City | Waterford |
| State | Pennsylvania (PA) |
| County | Erie County |
| Area Code | 582/814 |
| Elevation | 1,360 ft |
| Latitude | 41.95849 |
|---|---|
| Longitude | -79.983551 |
| Timezone | New York (DST) |
| FIPS | 42049 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.0 yrs ↑ 14% since 2019 |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 7.2% ▼ 28% below avg |
| College Grads | 34.6% ▼ 11% below avg |
| Unemployment | 5.9% ▲ 21% above avg |
| No HS Diploma | 4 (0.1%) |
| HS Graduate | 2,869 (42.9%) |
| Some College | 624 (9.3%) |
| Associates | 874 (13.1%) |
| Bachelors | 722 (10.8%) |
| Graduate Degree | 1,593 (23.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $78,367 ≈ Avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $219,800 ▼ 21% below avg ↑ 26% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $950/mo ↑ 29% since 2019 |
| Total Units | 4,173 |
| Vacant Units | 321 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,173 |
|---|---|
| Vacant | 321 |
| Owner Occupied | 86.2% |
| Renter Occupied | 13.8% |
| Avg HH Size | 2.46 |
ZIP code 16441 is located in Waterford, Pennsylvania, within Erie County. With a population of 9,485, this is a lightly populated ZIP code with a mature community — the median age is 48 years. Economically, 16441 is a middle-income ZIP code: the median household income of $78,367 is near the national average.
Real estate in ZIP code 16441 represents an affordable housing market. The median home value of $219,800 is below the national average. Renters can expect to pay around $950 per month in median rent. Homeownership is strong here — 86.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 16441 is primarily White (95.97%). Residents are moderately educated — 34.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 15% since 2019.
The unemployment rate in 16441 stands at 5.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 16441 in Waterford, PA is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 9,485 residents, a median household income of $78,367, and a median home value of $219,800, it offers a clear picture of life in this part of Pennsylvania.