City

Stillwater, OK

5 ZIP codes  ·  Payne County  ·  Oklahoma

👥60,676Population
💰$48,103Median HH Income▼ 37% below avg
🎂25.8Median Age
🏠$235,280Median Home Value▼ 16% below avg
🎓56.4%College Grads▲ 46% above avg
📊4.6%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.4% Female 49.6% ♀

Race & Ethnicity

White: 73%Hispanic: 6%Black: 4.3%Asian: 5.4%Other: 7.7%Race
White73.0%
Hispanic6.0%
Black4.3%
Asian5.4%
Other7.7%

Age Breakdown

Under 5
4%
5–17
13%
18–24
34%
25–44
24%
45–64
14%
65+
5%

Key Indicators

Median Age25.8 yrs
Avg HH Size-1.25
Below Poverty21.3% ▲ 113% above avg
College Grads56.4% ▲ 46% above avg
Unemployment4.6% ≈ Avg
No HS Diploma332 (1.2%)
HS Graduate5,070 (18.8%)
Some College2,973 (11%)
Associates3,355 (12.5%)
Bachelors2,355 (8.7%)
Graduate Degree12,842 (47.7%)

Education

No HS: 1.2%HS Grad: 18.8%Some College: 11%Associates: 12.5%Bachelors: 8.7%Graduate: 47.7%Edu
No HS1.2%
HS Grad18.8%
Some College11.0%
Associates12.5%
Bachelors8.7%
Graduate47.7%
Housing & Income

Housing Tenure

Owner: 45%Renter: 55%Tenure
Owner45.0%
Renter55.0%

Home Value Distribution

Under $50k
6%
$50k–$100k
3%
$100k–$150k
10%
$150k–$200k
15%
$200k–$300k
35%
$300k–$500k
21%
Over $500k
10%

Financials

Median HH Income$48,103 ▼ 37% below avg
Median Home Value$235,280 ▼ 16% below avg
Home/Income Ratio4.9x (nat avg ~3.5x)
Median Rent$950/mo
Total Housing Units26,610
Vacant Units3,007

Income Distribution

Under $25k
31%
$25k–$50k
18%
$50k–$75k
16%
$75k–$100k
11%
$100k–$150k
13%
$150k–$200k
4%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
84%
Public Transit
1%
Walked
5%
Work From Home
10%

Commute Time

Under 15 min
56%
15–30 min
29%
30–45 min
6%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
9%
1960s–1970s
14%
1980s–1990s
18%
2000+
59%
About Stillwater, OK

Stillwater is a city in Oklahoma, located in Payne County. The city spans 5 ZIP codes and is home to approximately 60,676 residents. It is a young city, with a median age of 25.8 years.

Economically, Stillwater is a working-class community. The median household income of $48,102 is below the national average. Approximately 21.3% of residents live below the poverty line. The unemployment rate is 4.6%, near the national average.

The real estate market in Stillwater is an affordable housing market. Median home values stand at $235,280, which is below the national average. Renters typically pay around $950 per month.

The population of Stillwater is well-educated. 56.4% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (73.01%).

Stillwater, OK offers residents a cost-conscious lifestyle within Oklahoma. Spread across 5 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Stillwater
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
74074 31,934 $50,245 $247,300 $965 4.2% 55.3% 48.8%
74075 26,693 $45,540 $220,900 $933 4.9% 57.9% 40.4%