| ZIP Code | 74074 |
|---|---|
| City | Stillwater |
| State | Oklahoma (OK) |
| County | Payne County |
| Area Code | 405/572 |
| Elevation | 926 ft |
| Latitude | 36.078654 |
|---|---|
| Longitude | -97.064146 |
| Timezone | Chicago (DST) |
| FIPS | 40119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 27.3 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 22.1% ▲ 121% above avg |
| College Grads | 55.3% ▲ 43% above avg |
| Unemployment | 4.2% ▼ 14% below avg |
| No HS Diploma | 243 (1.6%) |
| HS Graduate | 2,614 (17.2%) |
| Some College | 1,888 (12.5%) |
| Associates | 2,024 (13.4%) |
| Bachelors | 1,302 (8.6%) |
| Graduate Degree | 7,087 (46.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,245 ▼ 34% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $247,300 ▼ 11% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 4.9x (nat avg ~3.5x) |
| Median Rent | $965/mo ↑ 3% since 2019 |
| Total Units | 14,328 |
| Vacant Units | 1,543 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,328 |
|---|---|
| Vacant | 1,543 |
| Owner Occupied | 48.8% |
| Renter Occupied | 51.2% |
| Avg HH Size | 2.23 |
ZIP code 74074 is located in Stillwater, Oklahoma, within Payne County. With a population of 31,934, this is a moderately populated ZIP code with a young community — the median age is 27.3 years. Economically, 74074 is a working-class ZIP code: the median household income of $50,245 is below the national average.
Real estate in ZIP code 74074 represents an affordable housing market. The median home value of $247,300 is near the national average. Renters can expect to pay around $965 per month in median rent. The area has a relatively balanced mix of owners (48.8%) and renters (51.2%). Median home values have increased by 21% since 2019.
The population of 74074 is primarily White (76.18%). Residents are well-educated — 55.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 22.1%. Household income has grown by 8% since 2019.
The unemployment rate in 74074 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 74074 in Stillwater, OK is characterized as working-class, well-educated, and a young community. With 31,934 residents, a median household income of $50,245, and a median home value of $247,300, it offers a clear picture of life in this part of Oklahoma.