US ZIP Code
74075

Stillwater, OK

Payne County  ·  Oklahoma

● Active
👥 26,693 Population ↑ 3% since 2019
💰 $45,540 Median HH Income
▼ 40% below avg ↑ 25% since 2019
🎂 24.5 Median Age ↓ 2% since 2019
🏠 $220,900 Median Home Value
▼ 21% below avg ↑ 36% since 2019
🎓 57.9% College Grads
▲ 49% above avg
📊 4.9% Unemployment
≈ Avg ↑ 11% since 2019
ZIP Code Details
ZIP Code74075
CityStillwater
StateOklahoma (OK)
CountyPayne County
Area Code405/572
Elevation951 ft
Latitude36.169107
Longitude-97.083365
TimezoneChicago (DST)
FIPS40119
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.2% (13,936) Female 47.8% (12,757) ♀

Race & Ethnicity

White: 69.4%Hispanic: 6.2%Black: 5.2%Asian: 7.7%Other: 8.5%Race
White69.4%
Hispanic6.2%
Black5.2%
Asian7.7%
Other8.5%

Age Breakdown

Under 5
4%
5–17
12%
18–24
37%
25–44
25%
45–64
12%
65+
4%

Key Indicators

Median Age24.5 yrs ↓ 2% since 2019
Avg Household Size2.16
Below Poverty22.1% ▲ 121% above avg
College Grads57.9% ▲ 49% above avg
Unemployment4.9% ≈ Avg
No HS Diploma89 (0.8%)
HS Graduate2,456 (21%)
Some College1,073 (9.2%)
Associates1,319 (11.3%)
Bachelors1,044 (8.9%)
Graduate Degree5,736 (49%)

Education

No HS: 0.8%HS Grad: 21%Some College: 9.2%Associates: 11.3%Bachelors: 8.9%Graduate: 49%Edu
No HS0.8%
HS Grad21.0%
Some College9.2%
Associates11.3%
Bachelors8.9%
Graduate49.0%
Housing & Income

Housing Tenure

Owner: 40.4%Renter: 59.6%Tenure
Owner40.4%
Renter59.6%

Home Value Distribution

Under $50k
6%
$50k–100k
1%
$100k–150k
12%
$150k–200k
21%
$200k–300k
37%
$300k–500k
17%
Over $500k
6%

Financials

Median HH Income$45,540 ▼ 40% below avg ↑ 25% since 2019
Median Home Value$220,900 ▼ 21% below avg ↑ 36% since 2019
Home/Income Ratio4.9x (nat avg ~3.5x)
Median Rent$933/mo ↑ 21% since 2019
Total Units12,255
Vacant Units1,437
Avg HH Size2.16

Income Distribution

Under $25k
30%
$25k–50k
20%
$50k–75k
19%
$75k–100k
12%
$100k–150k
11%
$150k–200k
3%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
82%
Public Transit
2%
Walked
6%
Work From Home
10%

Commute Time

Under 15 min
59%
15–30 min
26%
30–45 min
8%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
11%
1960s–1970s
18%
1980s–1990s
16%
2000+
55%

Summary

Total Units12,255
Vacant1,437
Owner Occupied40.4%
Renter Occupied59.6%
Avg HH Size2.16
Frequently Asked Questions
ZIP code 74075 is in Stillwater, OK, in Payne County.
ZIP code 74075 is located in Oklahoma (OK).
ZIP code 74075 is in Payne County, OK.
ZIP 74075 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 74075 is 26,693 people (ACS 2023).
The median household income in ZIP code 74075 is $45,540 (ACS 2023).
The median home value in ZIP 74075 is $220,900 (ACS 2023).
About ZIP Code 74075

ZIP code 74075 is located in Stillwater, Oklahoma, within Payne County. With a population of 26,693, this is a moderately populated ZIP code with a young community — the median age is 24.5 years. Economically, 74075 is a working-class ZIP code: the median household income of $45,540 is below the national average.

Real estate in ZIP code 74075 represents an affordable housing market. The median home value of $220,900 is below the national average. Renters can expect to pay around $933 per month in median rent. The area has a relatively balanced mix of owners (40.4%) and renters (59.6%). Median home values have increased by 36% since 2019.

The population of 74075 is majority White (69.43%). Residents are well-educated — 57.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 22.1%. Household income has grown by 25% since 2019.

The unemployment rate in 74075 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 73%.

Overall, ZIP code 74075 in Stillwater, OK is characterized as working-class, well-educated, and a young community. With 26,693 residents, a median household income of $45,540, and a median home value of $220,900, it offers a clear picture of life in this part of Oklahoma.