City

Coldwater, OH

1 ZIP code  ·  Mercer County  ·  Ohio

👥6,343Population
💰$77,857Median HH Income≈ Avg
🎂32.2Median Age
🏠$233,700Median Home Value▼ 16% below avg
🎓40.6%College Grads≈ Avg
📊1.5%Unemployment▼ 70% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 45.7% Female 54.3% ♀

Race & Ethnicity

White: 93.6%Hispanic: 3.9%Black: 0.3%Asian: 0.5%Other: 1.7%Race
White93.6%
Hispanic3.9%
Black0.3%
Asian0.5%
Other1.7%

Age Breakdown

Under 5
6%
5–17
29%
18–24
6%
25–44
22%
45–64
23%
65+
6%

Key Indicators

Median Age32.2 yrs
Avg HH Size2.89
Below Poverty3.4% ▼ 66% below avg
College Grads40.6% ≈ Avg
Unemployment1.5% ▼ 70% below avg
HS Graduate1,570 (43.5%)
Some College302 (8.4%)
Associates270 (7.5%)
Bachelors464 (12.9%)
Graduate Degree1,002 (27.8%)

Education

HS Grad: 43.5%Some College: 8.4%Associates: 7.5%Bachelors: 12.9%Graduate: 27.8%Edu
HS Grad43.5%
Some College8.4%
Associates7.5%
Bachelors12.9%
Graduate27.8%
Housing & Income

Housing Tenure

Owner: 77.9%Renter: 22.1%Tenure
Owner77.9%
Renter22.1%

Home Value Distribution

Under $50k
1%
$50k–$100k
2%
$100k–$150k
21%
$150k–$200k
11%
$200k–$300k
28%
$300k–$500k
18%
Over $500k
19%

Financials

Median HH Income$77,857 ≈ Avg
Median Home Value$233,700 ▼ 16% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$824/mo
Total Housing Units2,164

Income Distribution

Under $25k
12%
$25k–$50k
18%
$50k–$75k
17%
$75k–$100k
14%
$100k–$150k
30%
$150k–$200k
8%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
96%
Public Transit
0%
Walked
1%
Work From Home
2%

Commute Time

Under 15 min
43%
15–30 min
42%
30–45 min
10%
Over 45 min
5%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
12%
1960s–1970s
10%
1980s–1990s
11%
2000+
61%
About Coldwater, OH

Coldwater is a city in Ohio, located in Mercer County. The city spans 1 ZIP code and is home to approximately 6,343 residents. It is a relatively young city, with a median age of 32.2 years.

Economically, Coldwater is a middle-income community. The median household income of $77,857 is near the national average. Approximately 3.4% of residents live below the poverty line. The unemployment rate is 1.5%, well below the national average.

The real estate market in Coldwater is an affordable housing market. Median home values stand at $233,700, which is below the national average. Renters typically pay around $824 per month. Homeownership is high at 77.9%, typical of suburban and family-oriented communities.

The population of Coldwater is well-educated. 40.6% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (93.55%).

Coldwater, OH offers residents above-average earning potential within Ohio.

ZIP Codes in Coldwater
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
45828 6,343 $77,857 $233,700 $824 1.5% 40.6% 77.9%