City

Stephentown, NY

2 ZIP codes  ·  Rensselaer County  ·  New York

👥2,098Population
💰$77,084Median HH Income≈ Avg
🎂48.7Median Age
🏠$209,831Median Home Value▼ 25% below avg
🎓47.3%College Grads▲ 22% above avg
📊20.5%Unemployment▲ 318% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.4% Female 50.6% ♀

Race & Ethnicity

White: 88.3%Hispanic: 5.6%Black: 1.8%Other: 1.9%Race
White88.3%
Hispanic5.6%
Black1.8%
Other1.9%

Age Breakdown

Under 5
3%
5–17
15%
18–24
5%
25–44
21%
45–64
35%
65+
8%

Key Indicators

Median Age48.7 yrs
Avg HH Size2.39
Below Poverty0.4% ▼ 96% below avg
College Grads47.3% ▲ 22% above avg
Unemployment20.5% ▲ 318% above avg
No HS Diploma78 (5%)
HS Graduate312 (19.9%)
Some College222 (14.1%)
Associates212 (13.5%)
Bachelors261 (16.6%)
Graduate Degree485 (30.9%)

Education

No HS: 5%HS Grad: 19.9%Some College: 14.1%Associates: 13.5%Bachelors: 16.6%Graduate: 30.9%Edu
No HS5.0%
HS Grad19.9%
Some College14.1%
Associates13.5%
Bachelors16.6%
Graduate30.9%
Housing & Income

Housing Tenure

Owner: 82.3%Renter: 17.7%Tenure
Owner82.3%
Renter17.7%

Home Value Distribution

Under $50k
11%
$50k–$100k
17%
$100k–$150k
6%
$150k–$200k
9%
$200k–$300k
36%
$300k–$500k
14%
Over $500k
6%

Financials

Median HH Income$77,084 ≈ Avg
Median Home Value$209,830 ▼ 25% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Total Housing Units1,019
Vacant Units130

Income Distribution

Under $25k
11%
$25k–$50k
13%
$50k–$75k
22%
$75k–$100k
17%
$100k–$150k
22%
$150k–$200k
2%
Over $200k
14%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
1%
Work From Home
7%

Commute Time

Under 15 min
10%
15–30 min
22%
30–45 min
50%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
5%
1960s–1970s
21%
1980s–1990s
18%
2000+
55%
About Stephentown, NY

Stephentown is a city in New York, located in Rensselaer County. The city spans 2 ZIP codes and is home to approximately 2,098 residents. It is a mature city, with a median age of 48.65 years.

Economically, Stephentown is a middle-income community. The median household income of $77,083 is near the national average. Approximately 0.4% of residents live below the poverty line. The unemployment rate is 20.5%, more than double the national average.

The real estate market in Stephentown is an affordable housing market. Median home values stand at $209,830, which is below the national average. Homeownership is high at 82.3%, typical of suburban and family-oriented communities.

The population of Stephentown is well-educated. 47.3% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (88.28%).

Stephentown, NY offers residents above-average earning potential within New York. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Stephentown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
12168 1,691 $86,028 $216,000 25.4% 49.6% 82.5%
12169 407 $39,921 $184,200 0.0% 37.9% 81.3%