City

Troy, NY

4 ZIP codes  ·  Rensselaer County  ·  New York

👥71,310Population
💰$69,798Median HH Income▼ 9% below avg
🎂35.8Median Age
🏠$221,474Median Home Value▼ 21% below avg
🎓51.7%College Grads▲ 33% above avg
📊7.9%Unemployment▲ 62% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 69.4%Hispanic: 8.1%Black: 12%Asian: 3.9%Other: 6.2%Race
White69.4%
Hispanic8.1%
Black12.0%
Asian3.9%
Other6.2%

Age Breakdown

Under 5
5%
5–17
13%
18–24
15%
25–44
28%
45–64
23%
65+
8%

Key Indicators

Median Age35.8 yrs
Avg HH Size2.19
Below Poverty17.4% ▲ 74% above avg
College Grads51.7% ▲ 33% above avg
Unemployment7.9% ▲ 62% above avg
No HS Diploma960 (2.2%)
HS Graduate10,036 (22.9%)
Some College5,366 (12.2%)
Associates4,906 (11.2%)
Bachelors5,779 (13.2%)
Graduate Degree16,779 (38.3%)

Education

No HS: 2.2%HS Grad: 22.9%Some College: 12.2%Associates: 11.2%Bachelors: 13.2%Graduate: 38.3%Edu
No HS2.2%
HS Grad22.9%
Some College12.2%
Associates11.2%
Bachelors13.2%
Graduate38.3%
Housing & Income

Housing Tenure

Owner: 47.1%Renter: 52.9%Tenure
Owner47.1%
Renter52.9%

Home Value Distribution

Under $50k
4%
$50k–$100k
4%
$100k–$150k
15%
$150k–$200k
17%
$200k–$300k
35%
$300k–$500k
19%
Over $500k
6%

Financials

Median HH Income$69,798 ▼ 9% below avg
Median Home Value$221,473 ▼ 21% below avg
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$1,148/mo
Total Housing Units34,599
Vacant Units4,543

Income Distribution

Under $25k
20%
$25k–$50k
15%
$50k–$75k
16%
$75k–$100k
14%
$100k–$150k
17%
$150k–$200k
9%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
74%
Public Transit
5%
Walked
8%
Work From Home
14%

Commute Time

Under 15 min
27%
15–30 min
48%
30–45 min
17%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
14%
1960s–1970s
9%
1980s–1990s
8%
2000+
64%
About Troy, NY

Troy is a city in New York, located in Rensselaer County. The city spans 4 ZIP codes and is home to approximately 71,310 residents. It is a relatively young city, with a median age of 35.76 years.

Economically, Troy is a solidly middle-class community. The median household income of $69,798 is near the national average. Approximately 17.4% of residents live below the poverty line. The unemployment rate is 7.9%, significantly above the national average.

The real estate market in Troy is an affordable housing market. Median home values stand at $221,473, which is below the national average. Renters typically pay around $1,148 per month.

The population of Troy is well-educated. 51.7% of adults hold a bachelor's degree or higher — above the national average. The community is majority White (69.43%).

Troy, NY offers residents a cost-conscious lifestyle within New York. Spread across 4 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Troy
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
12180 54,071 $73,767 $233,000 $1,188 7.6% 54.1% 47.5%
12182 14,273 $54,663 $195,300 $1,012 8.7% 45.7% 50.0%
12183 2,966 $70,281 $137,300 $1,081 11.5% 36.5% 25.1%