County

Cole County, MO

17 ZIP codes  ·  7 cities  ·  Missouri

👥79,360Population
💰$73,747Median HH Income≈ Avg
🎂39.9Median Age
🏠$216,066Median Home Value▼ 22% below avg
🎓46.5%College Grads▲ 20% above avg
📊3.0%Unemployment▼ 38% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.6% Female 49.4% ♀

Race & Ethnicity

White: 80.1%Hispanic: 3.5%Black: 11.7%Asian: 1.6%Other: 3.4%Race
White80.1%
Hispanic3.5%
Black11.7%
Asian1.6%
Other3.4%

Age Breakdown

Under 5
6%
5–17
16%
18–24
9%
25–44
26%
45–64
25%
65+
8%

Key Indicators

Median Age39.9 yrs
Avg HH Size2.37
Below Poverty8.5% ▼ 15% below avg
College Grads46.5% ▲ 20% above avg
Unemployment3.0% ▼ 38% below avg
No HS Diploma334 (0.6%)
HS Graduate14,320 (27.6%)
Some College6,339 (12.2%)
Associates6,743 (13%)
Bachelors4,323 (8.3%)
Graduate Degree19,880 (38.3%)

Education

No HS: 0.6%HS Grad: 27.6%Some College: 12.2%Associates: 13%Bachelors: 8.3%Graduate: 38.3%Edu
No HS0.6%
HS Grad27.6%
Some College12.2%
Associates13.0%
Bachelors8.3%
Graduate38.3%
Housing & Income

Housing Tenure

Owner: 67.9%Renter: 32.1%Tenure
Owner67.9%
Renter32.1%

Home Value Distribution

Under $50k
4%
$50k–$100k
6%
$100k–$150k
16%
$150k–$200k
19%
$200k–$300k
29%
$300k–$500k
18%
Over $500k
7%

Financials

Median HH Income$73,747 ≈ Avg
Median Home Value$216,065 ▼ 22% below avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$802/mo
Total Housing Units34,413
Vacant Units2,724

Income Distribution

Under $25k
15%
$25k–$50k
16%
$50k–$75k
17%
$75k–$100k
15%
$100k–$150k
20%
$150k–$200k
10%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
41%
15–30 min
40%
30–45 min
12%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
10%
1960s–1970s
17%
1980s–1990s
16%
2000+
56%
About Cole County, MO

Cole County is located in Missouri and encompasses 17 ZIP codes spanning 7 cities and communities. The county has an estimated population of 79,360 residents. With a median age of 39.86, it is a middle-aged county.

Cole County has a solidly middle-class economic profile. The median household income of $73,746 is near the national average. Unemployment stands at 3.0%, below the national average. The poverty rate of 8.5% is near the national average.

Housing in Cole County is an affordable housing market, with a median home value of $216,065 — below the national average. Monthly median rent is approximately $801. Homeownership rates are high at 67.9%, reflecting a largely residential, stable population.

The residents of Cole County are primarily White (80.1%). Educational attainment is well-educated — 46.5% of adults hold a bachelor's degree or higher, above the national average.

Cole County, MO is a solidly middle-class area in Missouri. The 17 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Cole County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
65023 Centertown 1,546 $64,200 $210,600 $937 4.3% 37.6%
65032 Eugene 1,235 $61,852 $162,000 $840 8.6% 32.7%
65040 Henley 1,468 $87,434 $191,300 0.0% 37.4%
65101 Jefferson City 29,777 $74,013 $234,600 $770 3.2% 42.0%
65109 Jefferson City 40,390 $72,430 $204,700 $828 3.1% 52.2%
65053 Lohman 1,541 $107,727 $328,600 $775 0.0% 43.2%
65074 Russellville 2,781 $76,622 $167,400 $652 1.0% 32.8%
65076 Saint Thomas 622 $64,519 $185,000 $950 0.0% 40.8%