US ZIP Code
65023

Centertown, MO

Cole County  ·  Missouri

● Active
👥 1,546 Population ↓ 8% since 2019
💰 $64,200 Median HH Income
▼ 16% below avg ↓ 13% since 2019
🎂 52.1 Median Age ↑ 23% since 2019
🏠 $210,600 Median Home Value
▼ 24% below avg ↑ 12% since 2019
🎓 37.6% College Grads
≈ Avg
📊 4.3% Unemployment
▼ 13% below avg ↑ 93% since 2019
ZIP Code Details
ZIP Code65023
CityCentertown
StateMissouri (MO)
CountyCole County
Area Code235/573
Elevation629 ft
Latitude38.653901
Longitude-92.396296
TimezoneChicago (DST)
FIPS29051
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 53.5% (827) Female 46.5% (719) ♀

Race & Ethnicity

White: 94.2%Hispanic: 2.7%Asian: 0.2%Other: 0.7%Race
White94.2%
Hispanic2.7%
Asian0.2%
Other0.7%

Age Breakdown

Under 5
2%
5–17
15%
18–24
7%
25–44
15%
45–64
31%
65+
15%

Key Indicators

Median Age52.1 yrs ↑ 23% since 2019
Avg Household Size2.10
Below Poverty12.3% ▲ 23% above avg
College Grads37.6% ≈ Avg
Unemployment4.3% ▼ 13% below avg
No HS Diploma9 (0.8%)
HS Graduate461 (42.2%)
Some College140 (12.8%)
Associates72 (6.6%)
Bachelors146 (13.4%)
Graduate Degree264 (24.2%)

Education

No HS: 0.8%HS Grad: 42.2%Some College: 12.8%Associates: 6.6%Bachelors: 13.4%Graduate: 24.2%Edu
No HS0.8%
HS Grad42.2%
Some College12.8%
Associates6.6%
Bachelors13.4%
Graduate24.2%
Housing & Income

Housing Tenure

Owner: 89.5%Renter: 10.5%Tenure
Owner89.5%
Renter10.5%

Home Value Distribution

Under $50k
8%
$50k–100k
14%
$100k–150k
13%
$150k–200k
12%
$200k–300k
31%
$300k–500k
11%
Over $500k
11%

Financials

Median HH Income$64,200 ▼ 16% below avg ↓ 13% since 2019
Median Home Value$210,600 ▼ 24% below avg ↑ 12% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$937/mo ↑ 80% since 2019
Total Units874
Vacant Units138
Avg HH Size2.10

Income Distribution

Under $25k
17%
$25k–50k
21%
$50k–75k
18%
$75k–100k
13%
$100k–150k
23%
$150k–200k
6%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
95%
Work From Home
5%

Commute Time

Under 15 min
11%
15–30 min
64%
30–45 min
11%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
11%
1960s–1970s
19%
1980s–1990s
10%
2000+
58%

Summary

Total Units874
Vacant138
Owner Occupied89.5%
Renter Occupied10.5%
Avg HH Size2.10
Frequently Asked Questions
ZIP code 65023 is in Centertown, MO, in Cole County.
ZIP code 65023 is located in Missouri (MO).
ZIP code 65023 is in Cole County, MO.
ZIP 65023 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 65023 is 1,546 people (ACS 2023).
The median household income in ZIP code 65023 is $64,200 (ACS 2023).
The median home value in ZIP 65023 is $210,600 (ACS 2023).
About ZIP Code 65023

ZIP code 65023 is located in Centertown, Missouri, within Cole County. With a population of 1,546, this is a sparsely populated ZIP code with a mature community — the median age is 52.1 years. Economically, 65023 is a solidly middle-class ZIP code: the median household income of $64,200 is below the national average.

Real estate in ZIP code 65023 represents an affordable housing market. The median home value of $210,600 is below the national average. Renters can expect to pay around $937 per month in median rent. Homeownership is strong here — 89.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 12% since 2019.

The population of 65023 is primarily White (94.18%). Residents are moderately educated — 37.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.3%. Household income has declined by 13% since 2019.

The unemployment rate in 65023 stands at 4.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.

Overall, ZIP code 65023 in Centertown, MO is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 1,546 residents, a median household income of $64,200, and a median home value of $210,600, it offers a clear picture of life in this part of Missouri.