US ZIP Code
65076

Saint Thomas, MO

Cole County  ·  Missouri

● Active
👥 622 Population ↓ 20% since 2019
💰 $64,519 Median HH Income
▼ 15% below avg
🎂 40.1 Median Age ↓ 6% since 2019
🏠 $185,000 Median Home Value
▼ 34% below avg ↑ 10% since 2019
🎓 40.8% College Grads
≈ Avg
📊 0.0% Unemployment
▼ 100% below avg
ZIP Code Details
ZIP Code65076
CitySaint Thomas
StateMissouri (MO)
CountyCole County
Area Code235/573
Elevation539 ft
Latitude38.379486
Longitude-92.194056
TimezoneChicago (DST)
FIPS29051
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.2% (312) Female 49.8% (310) ♀

Race & Ethnicity

White: 91.3%Hispanic: 7.6%Asian: 1.1%Race
White91.3%
Hispanic7.6%
Asian1.1%

Age Breakdown

Under 5
7%
5–17
13%
18–24
12%
25–44
22%
45–64
24%
65+
15%

Key Indicators

Median Age40.1 yrs ↓ 6% since 2019
Avg Household Size2.35
Below Poverty8.0% ▼ 20% below avg
College Grads40.8% ≈ Avg
Unemployment0.0% ▼ 100% below avg
No HS Diploma11 (2.6%)
HS Graduate156 (36.5%)
Some College53 (12.4%)
Associates33 (7.7%)
Bachelors57 (13.3%)
Graduate Degree117 (27.4%)

Education

No HS: 2.6%HS Grad: 36.5%Some College: 12.4%Associates: 7.7%Bachelors: 13.3%Graduate: 27.4%Edu
No HS2.6%
HS Grad36.5%
Some College12.4%
Associates7.7%
Bachelors13.3%
Graduate27.4%
Housing & Income

Housing Tenure

Owner: 79.3%Renter: 20.8%Tenure
Owner79.3%
Renter20.8%

Home Value Distribution

Under $50k
0%
$50k–100k
5%
$100k–150k
16%
$150k–200k
32%
$200k–300k
21%
$300k–500k
19%
Over $500k
8%

Financials

Median HH Income$64,519 ▼ 15% below avg
Median Home Value$185,000 ▼ 34% below avg ↑ 10% since 2019
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$950/mo ↑ 16% since 2019
Total Units266
Vacant Units1
Avg HH Size2.35

Income Distribution

Under $25k
22%
$25k–50k
14%
$50k–75k
17%
$75k–100k
6%
$100k–150k
29%
$150k–200k
9%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
85%
Walked
4%
Work From Home
10%

Commute Time

Under 15 min
16%
15–30 min
39%
30–45 min
38%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
10%
1960s–1970s
23%
1980s–1990s
12%
2000+
54%

Summary

Total Units266
Vacant1
Owner Occupied79.3%
Renter Occupied20.8%
Avg HH Size2.35
Frequently Asked Questions
ZIP code 65076 is in Saint Thomas, MO, in Cole County.
ZIP code 65076 is located in Missouri (MO).
ZIP code 65076 is in Cole County, MO.
ZIP 65076 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 65076 is 622 people (ACS 2023).
The median household income in ZIP code 65076 is $64,519 (ACS 2023).
The median home value in ZIP 65076 is $185,000 (ACS 2023).
About ZIP Code 65076

ZIP code 65076 is located in Saint Thomas, Missouri, within Cole County. With a population of 622, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.1 years. Economically, 65076 is a solidly middle-class ZIP code: the median household income of $64,519 is below the national average.

Real estate in ZIP code 65076 represents an affordable housing market. The median home value of $185,000 is below the national average. Renters can expect to pay around $950 per month in median rent. Homeownership is strong here — 79.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.

The population of 65076 is primarily White (91.32%). Residents are well-educated — 40.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.0%.

As in most parts of the country, driving alone is the dominant commute mode at 77%.

Overall, ZIP code 65076 in Saint Thomas, MO is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 622 residents, a median household income of $64,519, and a median home value of $185,000, it offers a clear picture of life in this part of Missouri.