US ZIP Code
65101

Jefferson City, MO

Cole County  ·  Missouri

● Active
👥 29,777 Population
💰 $74,013 Median HH Income
≈ Avg ↑ 35% since 2019
🎂 37.7 Median Age
🏠 $234,600 Median Home Value
▼ 16% below avg ↑ 45% since 2019
🎓 42.0% College Grads
▲ 8% above avg
📊 3.2% Unemployment
▼ 34% below avg ↑ 5% since 2019
ZIP Code Details
ZIP Code65101
CityJefferson City
StateMissouri (MO)
CountyCole County
Area Code235/573
Elevation670 ft
Latitude38.49743
Longitude-92.133196
TimezoneChicago (DST)
FIPS29051
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 56.4% (16,803) Female 43.6% (12,974) ♀

Race & Ethnicity

White: 73.1%Hispanic: 3.2%Black: 18.7%Asian: 0.3%Other: 3.5%Race
White73.1%
Hispanic3.2%
Black18.7%
Asian0.3%
Other3.5%

Age Breakdown

Under 5
6%
5–17
15%
18–24
10%
25–44
30%
45–64
25%
65+
6%

Key Indicators

Median Age37.7 yrs
Avg Household Size2.42
Below Poverty9.6% ≈ Avg
College Grads42.0% ▲ 8% above avg
Unemployment3.2% ▼ 34% below avg
No HS Diploma96 (0.5%)
HS Graduate5,579 (29.5%)
Some College2,641 (14%)
Associates2,657 (14%)
Bachelors1,784 (9.4%)
Graduate Degree6,155 (32.5%)

Education

No HS: 0.5%HS Grad: 29.5%Some College: 14%Associates: 14%Bachelors: 9.4%Graduate: 32.5%Edu
No HS0.5%
HS Grad29.5%
Some College14.0%
Associates14.0%
Bachelors9.4%
Graduate32.5%
Housing & Income

Housing Tenure

Owner: 65.9%Renter: 34.1%Tenure
Owner65.9%
Renter34.1%

Home Value Distribution

Under $50k
2%
$50k–100k
6%
$100k–150k
11%
$150k–200k
18%
$200k–300k
28%
$300k–500k
25%
Over $500k
9%

Financials

Median HH Income$74,013 ≈ Avg ↑ 35% since 2019
Median Home Value$234,600 ▼ 16% below avg ↑ 45% since 2019
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$770/mo ↑ 19% since 2019
Total Units11,962
Vacant Units1,259
Avg HH Size2.42

Income Distribution

Under $25k
18%
$25k–50k
13%
$50k–75k
18%
$75k–100k
16%
$100k–150k
20%
$150k–200k
9%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
91%
Public Transit
1%
Walked
2%
Work From Home
6%

Commute Time

Under 15 min
40%
15–30 min
43%
30–45 min
10%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
9%
1960s–1970s
14%
1980s–1990s
17%
2000+
57%

Summary

Total Units11,962
Vacant1,259
Owner Occupied65.9%
Renter Occupied34.1%
Avg HH Size2.42
Frequently Asked Questions
ZIP code 65101 is in Jefferson City, MO, in Cole County.
ZIP code 65101 is located in Missouri (MO).
ZIP code 65101 is in Cole County, MO.
ZIP 65101 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 65101 is 29,777 people (ACS 2023).
The median household income in ZIP code 65101 is $74,013 (ACS 2023).
The median home value in ZIP 65101 is $234,600 (ACS 2023).
About ZIP Code 65101

ZIP code 65101 is located in Jefferson City, Missouri, within Cole County. With a population of 29,777, this is a moderately populated ZIP code with a relatively young community — the median age is 37.7 years. Economically, 65101 is a solidly middle-class ZIP code: the median household income of $74,013 is near the national average.

Real estate in ZIP code 65101 represents an affordable housing market. The median home value of $234,600 is below the national average. Renters can expect to pay around $770 per month in median rent. Homeownership is strong here — 65.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.

The population of 65101 is primarily White (73.14%). Residents are well-educated — 42.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.6%. Household income has grown by 35% since 2019.

The unemployment rate in 65101 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.

Overall, ZIP code 65101 in Jefferson City, MO is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 29,777 residents, a median household income of $74,013, and a median home value of $234,600, it offers a clear picture of life in this part of Missouri.