County

Charlevoix County, MI

7 ZIP codes  ·  7 cities  ·  Michigan

👥27,128Population
💰$74,157Median HH Income≈ Avg
🎂50.2Median Age
🏠$239,224Median Home Value▼ 14% below avg
🎓44.9%College Grads▲ 16% above avg
📊3.8%Unemployment▼ 22% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.5% Female 49.5% ♀

Race & Ethnicity

White: 92.8%Hispanic: 2%Black: 0.5%Asian: 0.7%Other: 3.1%Race
White92.8%
Hispanic2.0%
Black0.5%
Asian0.7%
Other3.1%

Age Breakdown

Under 5
4%
5–17
13%
18–24
7%
25–44
20%
45–64
29%
65+
12%

Key Indicators

Median Age50.2 yrs
Avg HH Size2.11
Below Poverty8.5% ▼ 15% below avg
College Grads44.9% ▲ 16% above avg
Unemployment3.8% ▼ 22% below avg
No HS Diploma115 (0.6%)
HS Graduate5,258 (26.6%)
Some College2,649 (13.4%)
Associates2,845 (14.4%)
Bachelors2,224 (11.2%)
Graduate Degree6,684 (33.8%)

Education

No HS: 0.6%HS Grad: 26.6%Some College: 13.4%Associates: 14.4%Bachelors: 11.2%Graduate: 33.8%Edu
No HS0.6%
HS Grad26.6%
Some College13.4%
Associates14.4%
Bachelors11.2%
Graduate33.8%
Housing & Income

Housing Tenure

Owner: 82.9%Renter: 17.1%Tenure
Owner82.9%
Renter17.1%

Home Value Distribution

Under $50k
7%
$50k–$100k
7%
$100k–$150k
10%
$150k–$200k
15%
$200k–$300k
24%
$300k–$500k
22%
Over $500k
15%

Financials

Median HH Income$74,157 ≈ Avg
Median Home Value$239,223 ▼ 14% below avg
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$923/mo
Total Housing Units18,088
Vacant Units5,386

Income Distribution

Under $25k
13%
$25k–$50k
16%
$50k–$75k
19%
$75k–$100k
16%
$100k–$150k
18%
$150k–$200k
9%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
84%
Public Transit
1%
Walked
2%
Work From Home
13%

Commute Time

Under 15 min
39%
15–30 min
37%
30–45 min
15%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
7%
1960s–1970s
16%
1980s–1990s
19%
2000+
56%
About Charlevoix County, MI

Charlevoix County is located in Michigan and encompasses 7 ZIP codes spanning 7 cities and communities. The county has an estimated population of 27,128 residents. With a median age of 50.16, it is a mature county.

Charlevoix County has a solidly middle-class economic profile. The median household income of $74,156 is near the national average. Unemployment stands at 3.8%, below the national average. The poverty rate of 8.5% is near the national average.

Housing in Charlevoix County is an affordable housing market, with a median home value of $239,223 — near the national average. Monthly median rent is approximately $923. Homeownership rates are high at 82.9%, reflecting a largely residential, stable population.

The residents of Charlevoix County are primarily White (92.79%). Educational attainment is well-educated — 44.9% of adults hold a bachelor's degree or higher, above the national average.

Charlevoix County, MI is a solidly middle-class area in Michigan. The 7 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Charlevoix County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
49782 Beaver Island 752 $70,000 $322,400 $817 7.4% 55.1%
49712 Boyne City 8,177 $74,202 $252,400 $955 4.9% 49.3%
49713 Boyne Falls 2,175 $77,375 $204,600 $889 2.6% 37.5%
49720 Charlevoix 9,113 $76,127 $265,100 $985 3.7% 48.6%
49727 East Jordan 6,595 $70,288 $187,700 $821 2.7% 35.2%
49796 Walloon Lake 316 $84,667 $267,700 1.4% 52.3%