| ZIP Code | 49782 |
|---|---|
| City | Beaver Island |
| State | Michigan (MI) |
| County | Charlevoix County |
| Area Code | 231/906 |
| Elevation | 628 ft |
| Latitude | 45.618554 |
|---|---|
| Longitude | -85.543684 |
| Timezone | Detroit (DST) |
| FIPS | 26029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 62.9 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 1.94 |
| Below Poverty | 9.3% ≈ Avg |
| College Grads | 55.1% ▲ 42% above avg |
| Unemployment | 7.4% ▲ 52% above avg |
| No HS Diploma | 4 (0.7%) |
| HS Graduate | 105 (17.7%) |
| Some College | 46 (7.8%) |
| Associates | 111 (18.7%) |
| Bachelors | 48 (8.1%) |
| Graduate Degree | 279 (47%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,000 ▼ 8% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $322,400 ▲ 16% above avg ↑ 36% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $817/mo ↑ 31% since 2019 |
| Total Units | 966 |
| Vacant Units | 578 |
| Avg HH Size | 1.94 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 966 |
|---|---|
| Vacant | 578 |
| Owner Occupied | 93.3% |
| Renter Occupied | 6.7% |
| Avg HH Size | 1.94 |
ZIP code 49782 is located in Beaver Island, Michigan, within Charlevoix County. With a population of 752, this is a sparsely populated ZIP code with an older community — the median age is 62.9 years. Economically, 49782 is a solidly middle-class ZIP code: the median household income of $70,000 is near the national average.
Real estate in ZIP code 49782 represents a mid-range housing market. The median home value of $322,400 is above the national average. Renters can expect to pay around $817 per month in median rent. Homeownership is strong here — 93.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 49782 is primarily White (92.95%). Residents are well-educated — 55.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.3%. Household income has grown by 19% since 2019.
The unemployment rate in 49782 stands at 7.4%, which is significantly above the national average. About 23% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 49782 in Beaver Island, MI is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 752 residents, a median household income of $70,000, and a median home value of $322,400, it offers a clear picture of life in this part of Michigan.