| ZIP Code | 49720 |
|---|---|
| City | Charlevoix |
| State | Michigan (MI) |
| County | Charlevoix County |
| Area Code | 231 |
| Elevation | 669 ft |
| Latitude | 45.280509 |
|---|---|
| Longitude | -85.245046 |
| Timezone | Detroit (DST) |
| FIPS | 26029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.5 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.01 |
| Below Poverty | 10.4% ≈ Avg |
| College Grads | 48.6% ▲ 25% above avg |
| Unemployment | 3.7% ▼ 25% below avg |
| No HS Diploma | 28 (0.4%) |
| HS Graduate | 1,464 (21.4%) |
| Some College | 919 (13.4%) |
| Associates | 1,113 (16.2%) |
| Bachelors | 715 (10.4%) |
| Graduate Degree | 2,612 (38.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,127 ≈ Avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $265,100 ≈ Avg ↑ 45% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $985/mo ↑ 59% since 2019 |
| Total Units | 6,236 |
| Vacant Units | 1,784 |
| Avg HH Size | 2.01 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,236 |
|---|---|
| Vacant | 1,784 |
| Owner Occupied | 79.3% |
| Renter Occupied | 20.8% |
| Avg HH Size | 2.01 |
ZIP code 49720 is located in Charlevoix, Michigan, within Charlevoix County. With a population of 9,113, this is a lightly populated ZIP code with a mature community — the median age is 52.5 years. Economically, 49720 is a middle-income ZIP code: the median household income of $76,127 is near the national average.
Real estate in ZIP code 49720 represents a mid-range housing market. The median home value of $265,100 is near the national average. Renters can expect to pay around $985 per month in median rent. Homeownership is strong here — 79.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.
The population of 49720 is primarily White (92.53%). Residents are well-educated — 48.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.4%. Household income has grown by 39% since 2019.
The unemployment rate in 49720 stands at 3.7%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 49720 in Charlevoix, MI is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 9,113 residents, a median household income of $76,127, and a median home value of $265,100, it offers a clear picture of life in this part of Michigan.