US ZIP Code
49770

Petoskey, MI

Emmet County  ·  Michigan

● Active
👥 17,813 Population ↑ 5% since 2019
💰 $80,431 Median HH Income
≈ Avg ↑ 39% since 2019
🎂 45.5 Median Age ↑ 6% since 2019
🏠 $309,900 Median Home Value
▲ 11% above avg ↑ 58% since 2019
🎓 56.1% College Grads
▲ 45% above avg
📊 2.4% Unemployment
▼ 52% below avg ↓ 35% since 2019
ZIP Code Details
ZIP Code49770
CityPetoskey
StateMichigan (MI)
CountyEmmet County
Area Code231
Elevation726 ft
Latitude45.331202
Longitude-84.897145
TimezoneDetroit (DST)
FIPS26047
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.1% (8,392) Female 52.9% (9,421) ♀

Race & Ethnicity

White: 91.7%Hispanic: 1.8%Black: 0.4%Asian: 0.5%Other: 4.8%Race
White91.7%
Hispanic1.8%
Black0.4%
Asian0.5%
Other4.8%

Age Breakdown

Under 5
4%
5–17
15%
18–24
7%
25–44
22%
45–64
28%
65+
9%

Key Indicators

Median Age45.5 yrs ↑ 6% since 2019
Avg Household Size2.33
Below Poverty7.9% ▼ 21% below avg
College Grads56.1% ▲ 45% above avg
Unemployment2.4% ▼ 52% below avg
No HS Diploma49 (0.4%)
HS Graduate2,584 (20.3%)
Some College1,369 (10.8%)
Associates1,590 (12.5%)
Bachelors1,165 (9.2%)
Graduate Degree5,969 (46.9%)

Education

No HS: 0.4%HS Grad: 20.3%Some College: 10.8%Associates: 12.5%Bachelors: 9.2%Graduate: 46.9%Edu
No HS0.4%
HS Grad20.3%
Some College10.8%
Associates12.5%
Bachelors9.2%
Graduate46.9%
Housing & Income

Housing Tenure

Owner: 70.9%Renter: 29.2%Tenure
Owner70.9%
Renter29.2%

Home Value Distribution

Under $50k
4%
$50k–100k
2%
$100k–150k
9%
$150k–200k
10%
$200k–300k
24%
$300k–500k
32%
Over $500k
19%

Financials

Median HH Income$80,431 ≈ Avg ↑ 39% since 2019
Median Home Value$309,900 ▲ 11% above avg ↑ 58% since 2019
Home/Income Ratio3.9x (nat avg ~3.5x)
Median Rent$1,077/mo ↑ 29% since 2019
Total Units10,244
Vacant Units2,714
Avg HH Size2.33

Income Distribution

Under $25k
14%
$25k–50k
14%
$50k–75k
19%
$75k–100k
14%
$100k–150k
17%
$150k–200k
8%
Over $200k
14%
Employment & Commute

How People Get to Work

Drove Alone
82%
Public Transit
0%
Walked
8%
Work From Home
10%

Commute Time

Under 15 min
50%
15–30 min
33%
30–45 min
9%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
5%
1960s–1970s
13%
1980s–1990s
22%
2000+
59%

Summary

Total Units10,244
Vacant2,714
Owner Occupied70.9%
Renter Occupied29.2%
Avg HH Size2.33
Frequently Asked Questions
ZIP code 49770 is in Petoskey, MI, in Emmet County.
ZIP code 49770 is located in Michigan (MI).
ZIP code 49770 is in Emmet County, MI.
ZIP 49770 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49770 is 17,813 people (ACS 2023).
The median household income in ZIP code 49770 is $80,431 (ACS 2023).
The median home value in ZIP 49770 is $309,900 (ACS 2023).
About ZIP Code 49770

ZIP code 49770 is located in Petoskey, Michigan, within Emmet County. With a population of 17,813, this is a moderately populated ZIP code with a mature community — the median age is 45.5 years. Economically, 49770 is a middle-income ZIP code: the median household income of $80,431 is near the national average.

Real estate in ZIP code 49770 represents a mid-range housing market. The median home value of $309,900 is near the national average. Renters can expect to pay around $1,077 per month in median rent. Homeownership is strong here — 70.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.

The population of 49770 is primarily White (91.65%). Residents are well-educated — 56.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.9%. Household income has grown by 39% since 2019.

The unemployment rate in 49770 stands at 2.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 72%.

Overall, ZIP code 49770 in Petoskey, MI is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 17,813 residents, a median household income of $80,431, and a median home value of $309,900, it offers a clear picture of life in this part of Michigan.