| ZIP Code | 49796 |
|---|---|
| City | Walloon Lake |
| State | Michigan (MI) |
| County | Charlevoix County |
| Area Code | 231 |
| Elevation | 685 ft |
| Latitude | 45.272213 |
|---|---|
| Longitude | -84.948286 |
| Timezone | Detroit (DST) |
| FIPS | 26029 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.8 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 2.5% ▼ 75% below avg |
| College Grads | 52.3% ▲ 35% above avg |
| Unemployment | 1.4% ▼ 71% below avg |
| HS Graduate | 51 (21%) |
| Some College | 43 (17.7%) |
| Associates | 22 (9.1%) |
| Bachelors | 20 (8.2%) |
| Graduate Degree | 107 (44%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $84,667 ▲ 11% above avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $267,700 ≈ Avg |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Total Units | 240 |
| Vacant Units | 102 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 240 |
|---|---|
| Vacant | 102 |
| Owner Occupied | 77.5% |
| Renter Occupied | 22.5% |
| Avg HH Size | 2.29 |
ZIP code 49796 is located in Walloon Lake, Michigan, within Charlevoix County. With a population of 316, this is a sparsely populated ZIP code with a mature community — the median age is 49.8 years. Economically, 49796 is a middle-income ZIP code: the median household income of $84,667 is near the national average.
Real estate in ZIP code 49796 represents a mid-range housing market. The median home value of $267,700 is near the national average. Homeownership is strong here — 77.5% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 49796 is primarily White (95.89%). Residents are well-educated — 52.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 2.5%. Household income has grown by 29% since 2019.
The unemployment rate in 49796 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 49796 in Walloon Lake, MI is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 316 residents, a median household income of $84,667, and a median home value of $267,700, it offers a clear picture of life in this part of Michigan.