County

Madison County, KY

6 ZIP codes  ·  4 cities  ·  Kentucky

👥95,005Population
💰$61,868Median HH Income▼ 19% below avg
🎂34.9Median Age
🏠$216,530Median Home Value▼ 22% below avg
🎓44.5%College Grads▲ 15% above avg
📊5.2%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.9% Female 51.1% ♀

Race & Ethnicity

White: 88.1%Hispanic: 3.5%Black: 3.6%Asian: 0.8%Other: 3.6%Race
White88.1%
Hispanic3.5%
Black3.6%
Asian0.8%
Other3.6%

Age Breakdown

Under 5
6%
5–17
16%
18–24
16%
25–44
25%
45–64
23%
65+
7%

Key Indicators

Median Age34.9 yrs
Avg HH Size1.48
Below Poverty15.1% ▲ 51% above avg
College Grads44.5% ▲ 15% above avg
Unemployment5.2% ≈ Avg
No HS Diploma575 (1.1%)
HS Graduate14,194 (26%)
Some College7,727 (14.1%)
Associates7,951 (14.5%)
Bachelors5,403 (9.9%)
Graduate Degree18,815 (34.4%)

Education

No HS: 1.1%HS Grad: 26%Some College: 14.1%Associates: 14.5%Bachelors: 9.9%Graduate: 34.4%Edu
No HS1.1%
HS Grad26.0%
Some College14.1%
Associates14.5%
Bachelors9.9%
Graduate34.4%
Housing & Income

Housing Tenure

Owner: 62.8%Renter: 37.2%Tenure
Owner62.8%
Renter37.2%

Home Value Distribution

Under $50k
6%
$50k–$100k
7%
$100k–$150k
16%
$150k–$200k
15%
$200k–$300k
31%
$300k–$500k
19%
Over $500k
6%

Financials

Median HH Income$61,868 ▼ 19% below avg
Median Home Value$216,529 ▼ 22% below avg
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$848/mo
Total Housing Units40,382
Vacant Units3,275

Income Distribution

Under $25k
19%
$25k–$50k
19%
$50k–$75k
18%
$75k–$100k
14%
$100k–$150k
16%
$150k–$200k
8%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
0%
Walked
4%
Work From Home
9%

Commute Time

Under 15 min
31%
15–30 min
32%
30–45 min
19%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
5%
1960s–1970s
13%
1980s–1990s
23%
2000+
58%
About Madison County, KY

Madison County is located in Kentucky and encompasses 6 ZIP codes spanning 4 cities and communities. The county has an estimated population of 95,005 residents. With a median age of 34.9, it is a relatively young county.

Madison County has a solidly middle-class economic profile. The median household income of $61,868 is below the national average. Unemployment stands at 5.2%, near the national average. The poverty rate of 15.1% is above the national average.

Housing in Madison County is an affordable housing market, with a median home value of $216,529 — below the national average. Monthly median rent is approximately $848. Homeownership rates are high at 62.8%, reflecting a largely residential, stable population.

The residents of Madison County are primarily White (88.1%). Educational attainment is well-educated — 44.5% of adults hold a bachelor's degree or higher, near the national average.

Madison County, KY is a solidly middle-class area in Kentucky. The 6 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Madison County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
40403 Berea 26,733 $60,105 $180,800 $827 3.0% 36.6%
40475 Richmond 65,030 $62,731 $232,700 $863 6.1% 48.2%
40385 Waco 2,378 $58,092 $176,000 $675 2.3% 25.9%