| ZIP Code | 40403 |
|---|---|
| City | Berea |
| State | Kentucky (KY) |
| County | Madison County |
| Area Code | 859 |
| Elevation | 1,023 ft |
| Latitude | 37.570691 |
|---|---|
| Longitude | -84.263754 |
| Timezone | New York (DST) |
| FIPS | 21151 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.6 yrs |
|---|---|
| Avg Household Size | 2.58 |
| Below Poverty | 17.1% ▲ 71% above avg |
| College Grads | 36.6% ≈ Avg |
| Unemployment | 3.0% ▼ 38% below avg |
| No HS Diploma | 293 (1.9%) |
| HS Graduate | 4,597 (29.4%) |
| Some College | 2,534 (16.2%) |
| Associates | 2,480 (15.9%) |
| Bachelors | 1,417 (9.1%) |
| Graduate Degree | 4,306 (27.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,105 ▼ 21% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $180,800 ▼ 35% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $827/mo ↑ 15% since 2019 |
| Total Units | 11,008 |
| Vacant Units | 867 |
| Avg HH Size | 2.58 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,008 |
|---|---|
| Vacant | 867 |
| Owner Occupied | 70.2% |
| Renter Occupied | 29.8% |
| Avg HH Size | 2.58 |
ZIP code 40403 is located in Berea, Kentucky, within Madison County. With a population of 26,733, this is a moderately populated ZIP code with a relatively young community — the median age is 37.6 years. Economically, 40403 is a solidly middle-class ZIP code: the median household income of $60,105 is below the national average.
Real estate in ZIP code 40403 represents an affordable housing market. The median home value of $180,800 is below the national average. Renters can expect to pay around $827 per month in median rent. Homeownership is strong here — 70.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 40403 is primarily White (90.83%). Residents are moderately educated — 36.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 17.1%. Household income has grown by 26% since 2019.
The unemployment rate in 40403 stands at 3.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 40403 in Berea, KY is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 26,733 residents, a median household income of $60,105, and a median home value of $180,800, it offers a clear picture of life in this part of Kentucky.