| ZIP Code | 40461 |
|---|---|
| City | Paint Lick |
| State | Kentucky (KY) |
| County | Garrard County |
| Area Code | 606/859 |
| Elevation | 911 ft |
| Latitude | 37.58253 |
|---|---|
| Longitude | -84.406 |
| Timezone | New York (DST) |
| FIPS | 21079 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.6 yrs ↑ 12% since 2019 |
|---|---|
| Avg Household Size | 2.67 |
| Below Poverty | 13.6% ▲ 36% above avg |
| College Grads | 31.0% ▼ 20% below avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 37 (2.3%) |
| HS Graduate | 591 (36.4%) |
| Some College | 314 (19.3%) |
| Associates | 179 (11%) |
| Bachelors | 77 (4.7%) |
| Graduate Degree | 426 (26.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,234 ▼ 8% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $190,700 ▼ 32% below avg ↑ 29% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $788/mo ↑ 10% since 2019 |
| Total Units | 1,043 |
| Vacant Units | 84 |
| Avg HH Size | 2.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,043 |
|---|---|
| Vacant | 84 |
| Owner Occupied | 79.1% |
| Renter Occupied | 20.9% |
| Avg HH Size | 2.67 |
ZIP code 40461 is located in Paint Lick, Kentucky, within Garrard County. With a population of 2,564, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.6 years. Economically, 40461 is a solidly middle-class ZIP code: the median household income of $70,234 is near the national average.
Real estate in ZIP code 40461 represents an affordable housing market. The median home value of $190,700 is below the national average. Renters can expect to pay around $788 per month in median rent. Homeownership is strong here — 79.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 40461 is primarily White (96.61%). Residents are moderately educated — 31.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.6%. Household income has grown by 18% since 2019.
The unemployment rate in 40461 stands at 4.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 40461 in Paint Lick, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,564 residents, a median household income of $70,234, and a median home value of $190,700, it offers a clear picture of life in this part of Kentucky.