City

Waco, KY

1 ZIP code  ·  Madison County  ·  Kentucky

👥2,378Population
💰$58,092Median HH Income▼ 24% below avg
🎂40.3Median Age
🏠$176,000Median Home Value▼ 37% below avg
🎓25.9%College Grads▼ 33% below avg
📊2.3%Unemployment▼ 53% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.5% Female 51.5% ♀

Race & Ethnicity

White: 99.2%Other: 0.8%Race
White99.2%
Other0.8%

Age Breakdown

Under 5
6%
5–17
23%
18–24
4%
25–44
24%
45–64
24%
65+
14%

Key Indicators

Median Age40.3 yrs
Avg HH Size2.58
Below Poverty11.8% ▲ 18% above avg
College Grads25.9% ▼ 33% below avg
Unemployment2.3% ▼ 53% below avg
No HS Diploma48 (3.3%)
HS Graduate571 (39.4%)
Some College282 (19.4%)
Associates174 (12%)
Bachelors103 (7.1%)
Graduate Degree272 (18.8%)

Education

No HS: 3.3%HS Grad: 39.4%Some College: 19.4%Associates: 12%Bachelors: 7.1%Graduate: 18.8%Edu
No HS3.3%
HS Grad39.4%
Some College19.4%
Associates12.0%
Bachelors7.1%
Graduate18.8%
Housing & Income

Housing Tenure

Owner: 80.5%Renter: 19.5%Tenure
Owner80.5%
Renter19.5%

Home Value Distribution

Under $50k
14%
$50k–$100k
10%
$100k–$150k
12%
$150k–$200k
22%
$200k–$300k
14%
$300k–$500k
20%
Over $500k
8%

Financials

Median HH Income$58,092 ▼ 24% below avg
Median Home Value$176,000 ▼ 37% below avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$675/mo
Total Housing Units1,256
Vacant Units336

Income Distribution

Under $25k
19%
$25k–$50k
17%
$50k–$75k
24%
$75k–$100k
17%
$100k–$150k
16%
$150k–$200k
5%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
90%
Work From Home
10%

Commute Time

Under 15 min
22%
15–30 min
31%
30–45 min
32%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
5%
1960s–1970s
16%
1980s–1990s
18%
2000+
59%
About Waco, KY

Waco is a city in Kentucky, located in Madison County. The city spans 1 ZIP code and is home to approximately 2,378 residents. It is a middle-aged city, with a median age of 40.3 years.

Economically, Waco is a solidly middle-class community. The median household income of $58,092 is below the national average. Approximately 11.8% of residents live below the poverty line. The unemployment rate is 2.3%, well below the national average.

The real estate market in Waco is an affordable housing market. Median home values stand at $176,000, which is below the national average. Renters typically pay around $675 per month. Homeownership is high at 80.5%, typical of suburban and family-oriented communities.

The population of Waco is moderately educated. 25.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (99.16%).

Waco, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Waco
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
40385 2,378 $58,092 $176,000 $675 2.3% 25.9% 80.5%