Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.7 yrs |
|---|---|
| Avg HH Size | 2.60 |
| Below Poverty | 29.6% ▲ 196% above avg |
| College Grads | 28.2% ▼ 27% below avg |
| Unemployment | 10.2% ▲ 109% above avg |
| No HS Diploma | 218 (2%) |
| HS Graduate | 4,223 (38.1%) |
| Some College | 2,185 (19.7%) |
| Associates | 1,323 (11.9%) |
| Bachelors | 816 (7.4%) |
| Graduate Degree | 2,313 (20.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $40,355 ▼ 47% below avg |
|---|---|
| Median Home Value | $89,648 ▼ 68% below avg |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $713/mo |
| Total Housing Units | 8,652 |
| Vacant Units | 1,465 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Clay County is located in Kentucky and encompasses 8 ZIP codes spanning 8 cities and communities. The county has an estimated population of 20,088 residents. With a median age of 40.69, it is a middle-aged county.
Clay County has a working-class economic profile. The median household income of $40,354 is below the national average. Unemployment stands at 10.2%, more than double the national average. The poverty rate of 29.6% is significantly above the national average, indicating economic challenges.
Housing in Clay County is one of the more affordable housing markets in the country, with a median home value of $89,648 — well below the national average. Monthly median rent is approximately $713. Homeownership rates are high at 78.0%, reflecting a largely residential, stable population.
The residents of Clay County are primarily White (91.67%). Educational attainment is moderately educated — 28.2% of adults hold a bachelor's degree or higher, below the national average.
Clay County, KY is a working-class area in Kentucky. The 8 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.