| ZIP Code | 40962 |
|---|---|
| City | Manchester |
| State | Kentucky (KY) |
| County | Clay County |
| Area Code | 606 |
| Elevation | 1,079 ft |
| Latitude | 37.164273 |
|---|---|
| Longitude | -83.715454 |
| Timezone | New York (DST) |
| FIPS | 21051 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.9 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 30.8% ▲ 208% above avg |
| College Grads | 27.8% ▼ 28% below avg |
| Unemployment | 11.0% ▲ 126% above avg |
| No HS Diploma | 203 (2.1%) |
| HS Graduate | 3,712 (38.3%) |
| Some College | 1,868 (19.3%) |
| Associates | 1,217 (12.6%) |
| Bachelors | 623 (6.4%) |
| Graduate Degree | 2,072 (21.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $39,694 ▼ 48% below avg ↑ 50% since 2019 |
|---|---|
| Median Home Value | $95,100 ▼ 66% below avg ↑ 77% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $713/mo ↑ 34% since 2019 |
| Total Units | 7,385 |
| Vacant Units | 1,134 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,385 |
|---|---|
| Vacant | 1,134 |
| Owner Occupied | 78.5% |
| Renter Occupied | 21.5% |
| Avg HH Size | 2.56 |
ZIP code 40962 is located in Manchester, Kentucky, within Clay County. With a population of 17,390, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.9 years. Economically, 40962 is a lower-income ZIP code: the median household income of $39,694 is below the national average.
Real estate in ZIP code 40962 represents one of the more affordable housing markets in the country. The median home value of $95,100 is well below the national average. Renters can expect to pay around $713 per month in median rent. Homeownership is strong here — 78.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 77% since 2019.
The population of 40962 is primarily White (90.50%). Residents are moderately educated — 27.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 30.8%. Household income has grown by 50% since 2019.
The unemployment rate in 40962 stands at 11.0%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 40962 in Manchester, KY is characterized as lower-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 17,390 residents, a median household income of $39,694, and a median home value of $95,100, it offers a clear picture of life in this part of Kentucky.