| ZIP Code | 40914 |
|---|---|
| City | Big Creek |
| State | Kentucky (KY) |
| County | Clay County |
| Area Code | 606 |
| Elevation | 1,277 ft |
| Latitude | 37.092697 |
|---|---|
| Longitude | -83.572412 |
| Timezone | New York (DST) |
| FIPS | 21051 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.5 yrs ↓ 13% since 2019 |
|---|---|
| Avg Household Size | 3.02 |
| Below Poverty | 21.6% ▲ 116% above avg |
| College Grads | 17.4% ▼ 55% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 253 (59.4%) |
| Some College | 68 (16%) |
| Associates | 31 (7.3%) |
| Bachelors | 42 (9.9%) |
| Graduate Degree | 32 (7.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $28,990 ▼ 62% below avg |
|---|---|
| Median Home Value | $45,300 ▼ 84% below avg ↓ 36% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Total Units | 417 |
| Vacant Units | 101 |
| Avg HH Size | 3.02 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 417 |
|---|---|
| Vacant | 101 |
| Owner Occupied | 68.4% |
| Renter Occupied | 31.7% |
| Avg HH Size | 3.02 |
ZIP code 40914 is located in Big Creek, Kentucky, within Clay County. With a population of 955, this is a sparsely populated ZIP code with a relatively young community — the median age is 34.5 years. Economically, 40914 is a lower-income ZIP code: the median household income of $28,990 is well below the national average.
Real estate in ZIP code 40914 represents one of the more affordable housing markets in the country. The median home value of $45,300 is well below the national average. Homeownership is strong here — 68.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 36% since 2019.
The population of 40914 is primarily White (100.00%). Residents are less-educated — 17.4% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 21.6%.
Overall, ZIP code 40914 in Big Creek, KY is characterized as lower-income, less-educated, a relatively young community, and predominantly owner-occupied. With 955 residents, a median household income of $28,990, and a median home value of $45,300, it offers a clear picture of life in this part of Kentucky.