City

Troy, IN

1 ZIP code  ·  Spencer County  ·  Indiana

👥881Population
💰$59,096Median HH Income▼ 23% below avg
🎂32.7Median Age
🏠$112,800Median Home Value▼ 60% below avg
🎓34.0%College Grads▼ 12% below avg
📊2.4%Unemployment▼ 50% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 45.5% Female 54.5% ♀

Race & Ethnicity

White: 96.6%Hispanic: 0.8%Other: 2.6%Race
White96.6%
Hispanic0.8%
Other2.6%

Age Breakdown

Under 5
7%
5–17
29%
18–24
4%
25–44
31%
45–64
15%
65+
8%

Key Indicators

Median Age32.7 yrs
Avg HH Size2.79
Below Poverty4.9% ▼ 51% below avg
College Grads34.0% ▼ 12% below avg
Unemployment2.4% ▼ 50% below avg
No HS Diploma4 (0.8%)
HS Graduate149 (31.4%)
Some College56 (11.8%)
Associates104 (21.9%)
Bachelors65 (13.7%)
Graduate Degree96 (20.3%)

Education

No HS: 0.8%HS Grad: 31.4%Some College: 11.8%Associates: 21.9%Bachelors: 13.7%Graduate: 20.3%Edu
No HS0.8%
HS Grad31.4%
Some College11.8%
Associates21.9%
Bachelors13.7%
Graduate20.3%
Housing & Income

Housing Tenure

Owner: 88%Renter: 12%Tenure
Owner88.0%
Renter12.0%

Home Value Distribution

Under $50k
24%
$50k–$100k
12%
$100k–$150k
33%
$150k–$200k
20%
$200k–$300k
9%
$300k–$500k
2%

Financials

Median HH Income$59,096 ▼ 23% below avg
Median Home Value$112,800 ▼ 60% below avg
Home/Income Ratio1.9x (nat avg ~3.5x)
Median Rent$906/mo
Total Housing Units377
Vacant Units61

Income Distribution

Under $25k
10%
$25k–$50k
24%
$50k–$75k
34%
$75k–$100k
16%
$100k–$150k
13%
$150k–$200k
2%
Over $200k
1%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
1%
Work From Home
11%

Commute Time

Under 15 min
45%
15–30 min
35%
30–45 min
16%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
5%
1960s–1970s
21%
1980s–1990s
18%
2000+
56%
About Troy, IN

Troy is a city in Indiana, located in Spencer County. The city spans 1 ZIP code and is home to approximately 881 residents. It is a relatively young city, with a median age of 32.7 years.

Economically, Troy is a solidly middle-class community. The median household income of $59,096 is below the national average. Approximately 4.9% of residents live below the poverty line. The unemployment rate is 2.4%, well below the national average.

The real estate market in Troy is one of the more affordable housing markets in the country. Median home values stand at $112,800, which is well below the national average. Renters typically pay around $906 per month. Homeownership is high at 88.0%, typical of suburban and family-oriented communities.

The population of Troy is moderately educated. 34.0% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (96.59%).

Troy, IN offers residents a cost-conscious lifestyle within Indiana.

ZIP Codes in Troy
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
47588 881 $59,096 $112,800 $906 2.4% 34.0% 88.0%