Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.1 yrs |
|---|---|
| Avg HH Size | 2.30 |
| Below Poverty | 15.4% ▲ 54% above avg |
| College Grads | 35.2% ▼ 9% below avg |
| Unemployment | 6.3% ▲ 28% above avg |
| No HS Diploma | 779 (1.8%) |
| HS Graduate | 14,462 (33.7%) |
| Some College | 5,515 (12.8%) |
| Associates | 6,894 (16.1%) |
| Bachelors | 5,118 (11.9%) |
| Graduate Degree | 10,180 (23.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,350 ▼ 24% below avg |
|---|---|
| Median Home Value | $147,788 ▼ 47% below avg |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $892/mo |
| Total Housing Units | 32,957 |
| Vacant Units | 3,229 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Waterloo is a city in Iowa, located in Black Hawk County. The city spans 4 ZIP codes and is home to approximately 69,339 residents. It is a relatively young city, with a median age of 37.12 years.
Economically, Waterloo is a solidly middle-class community. The median household income of $58,350 is below the national average. Approximately 15.4% of residents live below the poverty line. The unemployment rate is 6.3%, above the national average.
The real estate market in Waterloo is one of the more affordable housing markets in the country. Median home values stand at $147,788, which is below the national average. Renters typically pay around $891 per month. Homeownership is high at 62.3%, typical of suburban and family-oriented communities.
The population of Waterloo is moderately educated. 35.2% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (69.03%).
Waterloo, IA offers residents a cost-conscious lifestyle within Iowa. Spread across 4 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.