| ZIP Code | 50701 |
|---|---|
| City | Waterloo |
| State | Iowa (IA) |
| County | Black Hawk County |
| Area Code | 319 |
| Elevation | 891 ft |
| Latitude | 42.417552 |
|---|---|
| Longitude | -92.344572 |
| Timezone | Chicago (DST) |
| FIPS | 19013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.8 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 15.7% ▲ 57% above avg |
| College Grads | 43.2% ▲ 11% above avg |
| Unemployment | 3.7% ▼ 25% below avg |
| No HS Diploma | 274 (1.4%) |
| HS Graduate | 5,920 (30.2%) |
| Some College | 2,141 (10.9%) |
| Associates | 2,821 (14.4%) |
| Bachelors | 2,583 (13.2%) |
| Graduate Degree | 5,892 (30%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,857 ▼ 18% below avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $183,400 ▼ 34% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $846/mo ↑ 11% since 2019 |
| Total Units | 14,530 |
| Vacant Units | 1,317 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,530 |
|---|---|
| Vacant | 1,317 |
| Owner Occupied | 67.1% |
| Renter Occupied | 32.9% |
| Avg HH Size | 2.23 |
ZIP code 50701 is located in Waterloo, Iowa, within Black Hawk County. With a population of 29,745, this is a moderately populated ZIP code with a relatively young community — the median age is 37.8 years. Economically, 50701 is a solidly middle-class ZIP code: the median household income of $62,857 is below the national average.
Real estate in ZIP code 50701 represents an affordable housing market. The median home value of $183,400 is below the national average. Renters can expect to pay around $846 per month in median rent. Homeownership is strong here — 67.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 50701 is primarily White (78.48%). Residents are well-educated — 43.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.7%. Household income has grown by 11% since 2019.
The unemployment rate in 50701 stands at 3.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 50701 in Waterloo, IA is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 29,745 residents, a median household income of $62,857, and a median home value of $183,400, it offers a clear picture of life in this part of Iowa.