City

Oto, IA

1 ZIP code  ·  Woodbury County  ·  Iowa

👥173Population
💰$88,750Median HH Income▲ 16% above avg
🎂72.4Median Age
🏠$84,100Median Home Value▼ 70% below avg
🎓32.9%College Grads▼ 15% below avg
📊21.4%Unemployment▲ 338% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 44.5% Female 55.5% ♀

Race & Ethnicity

White: 97.7%Hispanic: 1.7%Other: 0.6%Race
White97.7%
Hispanic1.7%
Other0.6%

Age Breakdown

Under 5
1%
5–17
8%
18–24
9%
25–44
4%
45–64
14%
65+
29%

Key Indicators

Median Age72.4 yrs
Avg HH Size2.34
Below Poverty9.8% ≈ Avg
College Grads32.9% ▼ 15% below avg
Unemployment21.4% ▲ 338% above avg
HS Graduate61 (42.7%)
Some College15 (10.5%)
Associates20 (14%)
Bachelors1 (0.7%)
Graduate Degree46 (32.2%)

Education

HS Grad: 42.7%Some College: 10.5%Associates: 14%Bachelors: 0.7%Graduate: 32.2%Edu
HS Grad42.7%
Some College10.5%
Associates14.0%
Bachelors0.7%
Graduate32.2%
Housing & Income

Housing Tenure

Owner: 94.6%Renter: 5.4%Tenure
Owner94.6%
Renter5.4%

Home Value Distribution

Under $50k
20%
$50k–$100k
54%
$100k–$150k
3%
$150k–$200k
9%
$200k–$300k
7%
$300k–$500k
7%

Financials

Median HH Income$88,750 ▲ 16% above avg
Median Home Value$84,100 ▼ 70% below avg
Home/Income Ratio0.9x (nat avg ~3.5x)
Total Housing Units125
Vacant Units51

Income Distribution

Under $25k
21%
$25k–$50k
3%
$50k–$75k
18%
$75k–$100k
44%
$150k–$200k
4%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
3%
Work From Home
6%

Commute Time

Under 15 min
19%
15–30 min
16%
30–45 min
23%
Over 45 min
42%
Housing Stock

Year Built

Before 1940
9%
1940s–1950s
4%
1960s–1970s
24%
1980s–1990s
6%
2000+
57%
About Oto, IA

Oto is a city in Iowa, located in Woodbury County. The city spans 1 ZIP code and is home to approximately 173 residents. It is an older city, with a median age of 72.4 years.

Economically, Oto is a middle-income community. The median household income of $88,750 is above the national average. Approximately 9.8% of residents live below the poverty line. The unemployment rate is 21.4%, more than double the national average.

The real estate market in Oto is one of the more affordable housing markets in the country. Median home values stand at $84,100, which is well below the national average. Homeownership is high at 94.6%, typical of suburban and family-oriented communities.

The population of Oto is moderately educated. 32.9% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (97.69%).

Oto, IA offers residents above-average earning potential within Iowa.

ZIP Codes in Oto
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
51044 173 $88,750 $84,100 21.4% 32.9% 94.6%