| ZIP Code | 51044 |
|---|---|
| City | Oto |
| State | Iowa (IA) |
| County | Woodbury County |
| Area Code | 712 |
| Elevation | 1,131 ft |
| Latitude | 42.306174 |
|---|---|
| Longitude | -95.918122 |
| Timezone | Chicago (DST) |
| FIPS | 19193 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 72.4 yrs ↑ 23% since 2019 |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 9.8% ≈ Avg |
| College Grads | 32.9% ▼ 15% below avg |
| Unemployment | 21.4% ▲ 338% above avg |
| HS Graduate | 61 (42.7%) |
| Some College | 15 (10.5%) |
| Associates | 20 (14%) |
| Bachelors | 1 (0.7%) |
| Graduate Degree | 46 (32.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $88,750 ▲ 16% above avg |
|---|---|
| Median Home Value | $84,100 ▼ 70% below avg ↓ 22% since 2019 |
| Home/Income Ratio | 0.9x (nat avg ~3.5x) |
| Total Units | 125 |
| Vacant Units | 51 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 125 |
|---|---|
| Vacant | 51 |
| Owner Occupied | 94.6% |
| Renter Occupied | 5.4% |
| Avg HH Size | 2.34 |
ZIP code 51044 is located in Oto, Iowa, within Woodbury County. With a population of 173, this is a sparsely populated ZIP code with an older community — the median age is 72.4 years. Economically, 51044 is a middle-income ZIP code: the median household income of $88,750 is above the national average.
Real estate in ZIP code 51044 represents one of the more affordable housing markets in the country. The median home value of $84,100 is well below the national average. Homeownership is strong here — 94.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 22% since 2019.
The population of 51044 is primarily White (97.69%). Residents are moderately educated — 32.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.8%.
The unemployment rate in 51044 stands at 21.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.
Overall, ZIP code 51044 in Oto, IA is characterized as middle-income, moderately educated, an older community, and predominantly owner-occupied. With 173 residents, a median household income of $88,750, and a median home value of $84,100, it offers a clear picture of life in this part of Iowa.