US ZIP Code
86406

Lake Havasu City, AZ

Mohave County  ·  Arizona

● Active
👥 24,587 Population ↑ 8% since 2019
💰 $74,171 Median HH Income
≈ Avg ↑ 32% since 2019
🎂 57.3 Median Age
🏠 $434,700 Median Home Value
▲ 56% above avg ↑ 63% since 2019
🎓 31.5% College Grads
▼ 19% below avg
📊 5.2% Unemployment
≈ Avg ↑ 33% since 2019
ZIP Code Details
ZIP Code86406
CityLake Havasu City
StateArizona (AZ)
CountyMohave County
Area Code928
Elevation1,842 ft
Latitude34.382386
Longitude-114.080626
TimezonePhoenix
FIPS04015
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.1% (12,318) Female 49.9% (12,269) ♀

Race & Ethnicity

White: 80.5%Hispanic: 14%Black: 0.7%Asian: 0.6%Other: 3.4%Race
White80.5%
Hispanic14.0%
Black0.7%
Asian0.6%
Other3.4%

Age Breakdown

Under 5
3%
5–17
12%
18–24
4%
25–44
17%
45–64
27%
65+
17%

Key Indicators

Median Age57.3 yrs
Avg Household Size2.04
Below Poverty11.0% ▲ 10% above avg
College Grads31.5% ▼ 19% below avg
Unemployment5.2% ≈ Avg
No HS Diploma153 (0.8%)
HS Graduate6,355 (33.3%)
Some College2,746 (14.4%)
Associates3,822 (20%)
Bachelors2,359 (12.4%)
Graduate Degree3,664 (19.2%)

Education

No HS: 0.8%HS Grad: 33.3%Some College: 14.4%Associates: 20%Bachelors: 12.4%Graduate: 19.2%Edu
No HS0.8%
HS Grad33.3%
Some College14.4%
Associates20.0%
Bachelors12.4%
Graduate19.2%
Housing & Income

Housing Tenure

Owner: 75.9%Renter: 24.1%Tenure
Owner75.9%
Renter24.1%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
1%
$150k–200k
3%
$200k–300k
15%
$300k–500k
42%
Over $500k
35%

Financials

Median HH Income$74,171 ≈ Avg ↑ 32% since 2019
Median Home Value$434,700 ▲ 56% above avg ↑ 63% since 2019
Home/Income Ratio5.9x (nat avg ~3.5x)
Median Rent$1,311/mo ↑ 36% since 2019
Total Units14,846
Vacant Units2,874
Avg HH Size2.04

Income Distribution

Under $25k
16%
$25k–50k
14%
$50k–75k
18%
$75k–100k
18%
$100k–150k
20%
$150k–200k
4%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
93%
Walked
0%
Work From Home
7%

Commute Time

Under 15 min
45%
15–30 min
37%
30–45 min
8%
Over 45 min
10%
Housing Stock

Year Built

1940s–1950s
1%
1960s–1970s
16%
1980s–1990s
28%
2000+
54%

Summary

Total Units14,846
Vacant2,874
Owner Occupied75.9%
Renter Occupied24.1%
Avg HH Size2.04
Frequently Asked Questions
ZIP code 86406 is in Lake Havasu City, AZ, in Mohave County.
ZIP code 86406 is located in Arizona (AZ).
ZIP code 86406 is in Mohave County, AZ.
ZIP 86406 observes the Phoenix timezone.
The estimated population of ZIP code 86406 is 24,587 people (ACS 2023).
The median household income in ZIP code 86406 is $74,171 (ACS 2023).
The median home value in ZIP 86406 is $434,700 (ACS 2023).
About ZIP Code 86406

ZIP code 86406 is located in Lake Havasu City, Arizona, within Mohave County. With a population of 24,587, this is a moderately populated ZIP code with an older community — the median age is 57.3 years. Economically, 86406 is a solidly middle-class ZIP code: the median household income of $74,171 is near the national average.

Real estate in ZIP code 86406 represents a premium housing market. The median home value of $434,700 is significantly above the national average. Renters can expect to pay around $1,311 per month in median rent. Homeownership is strong here — 75.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 63% since 2019.

The population of 86406 is primarily White (80.54%). Residents are moderately educated — 31.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.0%. Household income has grown by 32% since 2019.

The unemployment rate in 86406 stands at 5.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 86406 in Lake Havasu City, AZ is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 24,587 residents, a median household income of $74,171, and a median home value of $434,700, it offers a clear picture of life in this part of Arizona.