US ZIP Code
86403

Lake Havasu City, AZ

Mohave County  ·  Arizona

● Active
👥 18,399 Population ↑ 2% since 2019
💰 $57,531 Median HH Income
▼ 25% below avg ↑ 13% since 2019
🎂 50.9 Median Age ↑ 2% since 2019
🏠 $313,300 Median Home Value
▲ 12% above avg ↑ 53% since 2019
🎓 30.8% College Grads
▼ 21% below avg
📊 5.5% Unemployment
▲ 11% above avg ↓ 23% since 2019
ZIP Code Details
ZIP Code86403
CityLake Havasu City
StateArizona (AZ)
CountyMohave County
Area Code928
Elevation551 ft
Latitude34.476908
Longitude-114.344135
TimezonePhoenix
FIPS04015
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.4% (8,911) Female 51.6% (9,488) ♀

Race & Ethnicity

White: 77.8%Hispanic: 18.6%Black: 0.4%Asian: 0.4%Other: 2.3%Race
White77.8%
Hispanic18.6%
Black0.4%
Asian0.4%
Other2.3%

Age Breakdown

Under 5
4%
5–17
12%
18–24
8%
25–44
20%
45–64
24%
65+
12%

Key Indicators

Median Age50.9 yrs ↑ 2% since 2019
Avg Household Size2.11
Below Poverty17.0% ▲ 70% above avg
College Grads30.8% ▼ 21% below avg
Unemployment5.5% ▲ 11% above avg
No HS Diploma301 (2.3%)
HS Graduate3,793 (29.5%)
Some College2,253 (17.5%)
Associates2,551 (19.8%)
Bachelors1,643 (12.8%)
Graduate Degree2,313 (18%)

Education

No HS: 2.3%HS Grad: 29.5%Some College: 17.5%Associates: 19.8%Bachelors: 12.8%Graduate: 18%Edu
No HS2.3%
HS Grad29.5%
Some College17.5%
Associates19.8%
Bachelors12.8%
Graduate18.0%
Housing & Income

Housing Tenure

Owner: 63.7%Renter: 36.3%Tenure
Owner63.7%
Renter36.3%

Home Value Distribution

Under $50k
4%
$50k–100k
3%
$100k–150k
4%
$150k–200k
13%
$200k–300k
25%
$300k–500k
31%
Over $500k
21%

Financials

Median HH Income$57,531 ▼ 25% below avg ↑ 13% since 2019
Median Home Value$313,300 ▲ 12% above avg ↑ 53% since 2019
Home/Income Ratio5.4x (nat avg ~3.5x)
Median Rent$1,152/mo ↑ 36% since 2019
Total Units11,604
Vacant Units2,933
Avg HH Size2.11

Income Distribution

Under $25k
21%
$25k–50k
16%
$50k–75k
23%
$75k–100k
15%
$100k–150k
12%
$150k–200k
6%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
0%
Walked
3%
Work From Home
12%

Commute Time

Under 15 min
70%
15–30 min
19%
30–45 min
4%
Over 45 min
7%
Housing Stock

Year Built

1940s–1950s
2%
1960s–1970s
24%
1980s–1990s
22%
2000+
53%

Summary

Total Units11,604
Vacant2,933
Owner Occupied63.7%
Renter Occupied36.3%
Avg HH Size2.11
Frequently Asked Questions
ZIP code 86403 is in Lake Havasu City, AZ, in Mohave County.
ZIP code 86403 is located in Arizona (AZ).
ZIP code 86403 is in Mohave County, AZ.
ZIP 86403 observes the Phoenix timezone.
The estimated population of ZIP code 86403 is 18,399 people (ACS 2023).
The median household income in ZIP code 86403 is $57,531 (ACS 2023).
The median home value in ZIP 86403 is $313,300 (ACS 2023).
About ZIP Code 86403

ZIP code 86403 is located in Lake Havasu City, Arizona, within Mohave County. With a population of 18,399, this is a moderately populated ZIP code with a mature community — the median age is 50.9 years. Economically, 86403 is a solidly middle-class ZIP code: the median household income of $57,531 is below the national average.

Real estate in ZIP code 86403 represents a mid-range housing market. The median home value of $313,300 is near the national average. Renters can expect to pay around $1,152 per month in median rent. Homeownership is strong here — 63.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 53% since 2019.

The population of 86403 is primarily White (77.84%). Residents are moderately educated — 30.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.0%. Household income has grown by 13% since 2019.

The unemployment rate in 86403 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 69%.

Overall, ZIP code 86403 in Lake Havasu City, AZ is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 18,399 residents, a median household income of $57,531, and a median home value of $313,300, it offers a clear picture of life in this part of Arizona.