| ZIP Code | 86404 |
|---|---|
| City | Lake Havasu City |
| State | Arizona (AZ) |
| County | Mohave County |
| Area Code | 928 |
| Elevation | 1,861 ft |
| Latitude | 34.59005 |
|---|---|
| Longitude | -114.307833 |
| Timezone | Phoenix |
| FIPS | 04015 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.2 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.12 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 29.0% ▼ 25% below avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 172 (1.2%) |
| HS Graduate | 4,469 (30%) |
| Some College | 2,924 (19.6%) |
| Associates | 2,997 (20.1%) |
| Bachelors | 1,559 (10.5%) |
| Graduate Degree | 2,763 (18.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,528 ▼ 12% below avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $421,300 ▲ 51% above avg ↑ 74% since 2019 |
| Home/Income Ratio | 6.2x (nat avg ~3.5x) |
| Median Rent | $1,352/mo ↑ 42% since 2019 |
| Total Units | 11,503 |
| Vacant Units | 2,612 |
| Avg HH Size | 2.12 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,503 |
|---|---|
| Vacant | 2,612 |
| Owner Occupied | 82.4% |
| Renter Occupied | 17.6% |
| Avg HH Size | 2.12 |
ZIP code 86404 is located in Lake Havasu City, Arizona, within Mohave County. With a population of 18,866, this is a moderately populated ZIP code with an older community — the median age is 60.2 years. Economically, 86404 is a solidly middle-class ZIP code: the median household income of $67,528 is near the national average.
Real estate in ZIP code 86404 represents a premium housing market. The median home value of $421,300 is significantly above the national average. Renters can expect to pay around $1,352 per month in median rent. Homeownership is strong here — 82.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 74% since 2019.
The population of 86404 is primarily White (82.56%). Residents are moderately educated — 29.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.2%. Household income has grown by 28% since 2019.
The unemployment rate in 86404 stands at 4.8%, which is near the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 86404 in Lake Havasu City, AZ is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 18,866 residents, a median household income of $67,528, and a median home value of $421,300, it offers a clear picture of life in this part of Arizona.