| ZIP Code | 81430 |
|---|---|
| City | Placerville |
| State | Colorado (CO) |
| County | San Miguel County |
| Area Code | 970 |
| Elevation | 8,493 ft |
| Latitude | 38.053745 |
|---|---|
| Longitude | -108.067189 |
| Timezone | Denver (DST) |
| FIPS | 08113 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.2 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.09 |
| Below Poverty | 1.6% ▼ 84% below avg |
| College Grads | 76.1% ▲ 97% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| HS Graduate | 76 (12.3%) |
| Some College | 18 (2.9%) |
| Associates | 53 (8.6%) |
| Bachelors | 36 (5.8%) |
| Graduate Degree | 433 (70.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $87,273 ▲ 14% above avg ↑ 2% since 2019 |
|---|---|
| Median Home Value | $1,004,000 ▲ 260% above avg ↑ 67% since 2019 |
| Home/Income Ratio | 11.5x (nat avg ~3.5x) |
| Median Rent | $1,819/mo |
| Total Units | 636 |
| Vacant Units | 274 |
| Avg HH Size | 2.09 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 636 |
|---|---|
| Vacant | 274 |
| Owner Occupied | 82.6% |
| Renter Occupied | 17.4% |
| Avg HH Size | 2.09 |
ZIP code 81430 is located in Placerville, Colorado, within San Miguel County. With a population of 755, this is a sparsely populated ZIP code with a mature community — the median age is 52.2 years. Economically, 81430 is a middle-income ZIP code: the median household income of $87,273 is near the national average.
Real estate in ZIP code 81430 represents among the most expensive housing markets in the country. The median home value of $1,004,000 is more than double the national average. Renters can expect to pay around $1,819 per month in median rent. Homeownership is strong here — 82.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 67% since 2019.
The population of 81430 is primarily White (95.10%). Residents are highly educated — 76.1% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 1.6%. Household income has grown by 2% since 2019.
The unemployment rate in 81430 stands at 3.5%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 81430 in Placerville, CO is characterized as middle-income, highly educated, a mature community, and predominantly owner-occupied. With 755 residents, a median household income of $87,273, and a median home value of $1,004,000, it offers a clear picture of life in this part of Colorado.