| ZIP Code | 81403 |
|---|---|
| City | Montrose |
| State | Colorado (CO) |
| County | Montrose County |
| Area Code | 970 |
| Elevation | 6,569 ft |
| Latitude | 38.314564 |
|---|---|
| Longitude | -107.92836 |
| Timezone | Denver (DST) |
| FIPS | 08085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.2 yrs |
|---|---|
| Avg Household Size | 2.42 |
| Below Poverty | 9.4% ≈ Avg |
| College Grads | 42.8% ▲ 11% above avg |
| Unemployment | 4.0% ▼ 18% below avg |
| No HS Diploma | 102 (1.2%) |
| HS Graduate | 2,313 (27.9%) |
| Some College | 1,012 (12.2%) |
| Associates | 1,315 (15.9%) |
| Bachelors | 552 (6.7%) |
| Graduate Degree | 2,999 (36.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,636 ≈ Avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $481,900 ▲ 73% above avg ↑ 56% since 2019 |
| Home/Income Ratio | 6.5x (nat avg ~3.5x) |
| Median Rent | $1,335/mo ↑ 26% since 2019 |
| Total Units | 5,355 |
| Vacant Units | 417 |
| Avg HH Size | 2.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,355 |
|---|---|
| Vacant | 417 |
| Owner Occupied | 80.8% |
| Renter Occupied | 19.2% |
| Avg HH Size | 2.42 |
ZIP code 81403 is located in Montrose, Colorado, within Montrose County. With a population of 11,955, this is a lightly populated ZIP code with a mature community — the median age is 48.2 years. Economically, 81403 is a solidly middle-class ZIP code: the median household income of $73,636 is near the national average.
Real estate in ZIP code 81403 represents a premium housing market. The median home value of $481,900 is significantly above the national average. Renters can expect to pay around $1,335 per month in median rent. Homeownership is strong here — 80.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 81403 is primarily White (73.07%). Residents are well-educated — 42.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 18% since 2019.
The unemployment rate in 81403 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 81403 in Montrose, CO is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 11,955 residents, a median household income of $73,636, and a median home value of $481,900, it offers a clear picture of life in this part of Colorado.