| ZIP Code | 81432 |
|---|---|
| City | Ridgway |
| State | Colorado (CO) |
| County | Ouray County |
| Area Code | 970 |
| Elevation | 7,883 ft |
| Latitude | 38.129867 |
|---|---|
| Longitude | -107.745344 |
| Timezone | Denver (DST) |
| FIPS | 08091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.1 yrs |
|---|---|
| Avg Household Size | 1.98 |
| Below Poverty | 6.8% ▼ 32% below avg |
| College Grads | 64.8% ▲ 67% above avg |
| Unemployment | 4.3% ▼ 12% below avg |
| No HS Diploma | 12 (0.5%) |
| HS Graduate | 369 (14.2%) |
| Some College | 159 (6.1%) |
| Associates | 378 (14.5%) |
| Bachelors | 251 (9.6%) |
| Graduate Degree | 1,438 (55.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $87,547 ▲ 15% above avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $771,400 ▲ 177% above avg ↑ 57% since 2019 |
| Home/Income Ratio | 8.8x (nat avg ~3.5x) |
| Median Rent | $1,469/mo ↑ 16% since 2019 |
| Total Units | 2,058 |
| Vacant Units | 466 |
| Avg HH Size | 1.98 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,058 |
|---|---|
| Vacant | 466 |
| Owner Occupied | 77.6% |
| Renter Occupied | 22.4% |
| Avg HH Size | 1.98 |
ZIP code 81432 is located in Ridgway, Colorado, within Ouray County. With a population of 3,150, this is a sparsely populated ZIP code with an older community — the median age is 55.1 years. Economically, 81432 is a middle-income ZIP code: the median household income of $87,547 is near the national average.
Real estate in ZIP code 81432 represents a premium housing market. The median home value of $771,400 is more than double the national average. Renters can expect to pay around $1,469 per month in median rent. Homeownership is strong here — 77.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 57% since 2019.
The population of 81432 is primarily White (88.60%). Residents are highly educated — 64.8% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.8%. Household income has grown by 37% since 2019.
The unemployment rate in 81432 stands at 4.3%, which is near the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 63%.
Overall, ZIP code 81432 in Ridgway, CO is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 3,150 residents, a median household income of $87,547, and a median home value of $771,400, it offers a clear picture of life in this part of Colorado.