| ZIP Code | 81321 |
|---|---|
| City | Cortez |
| State | Colorado (CO) |
| County | Montezuma County |
| Area Code | 970 |
| Elevation | 6,133 ft |
| Latitude | 37.31297 |
|---|---|
| Longitude | -108.734537 |
| Timezone | Denver (DST) |
| FIPS | 08083 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.7 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 11.8% ▲ 18% above avg |
| College Grads | 35.1% ▼ 9% below avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 270 (2.8%) |
| HS Graduate | 3,215 (33.8%) |
| Some College | 1,008 (10.6%) |
| Associates | 1,682 (17.7%) |
| Bachelors | 679 (7.1%) |
| Graduate Degree | 2,664 (28%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,737 ▼ 22% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $259,500 ≈ Avg ↑ 34% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,010/mo ↑ 22% since 2019 |
| Total Units | 6,332 |
| Vacant Units | 639 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,332 |
|---|---|
| Vacant | 639 |
| Owner Occupied | 71.4% |
| Renter Occupied | 28.6% |
| Avg HH Size | 2.47 |
ZIP code 81321 is located in Cortez, Colorado, within Montezuma County. With a population of 14,278, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.7 years. Economically, 81321 is a solidly middle-class ZIP code: the median household income of $59,737 is below the national average.
Real estate in ZIP code 81321 represents a mid-range housing market. The median home value of $259,500 is near the national average. Renters can expect to pay around $1,010 per month in median rent. Homeownership is strong here — 71.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 34% since 2019.
The population of 81321 is majority White (69.48%). Residents are moderately educated — 35.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.8%. Household income has grown by 18% since 2019.
The unemployment rate in 81321 stands at 4.8%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 81321 in Cortez, CO is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 14,278 residents, a median household income of $59,737, and a median home value of $259,500, it offers a clear picture of life in this part of Colorado.