City

Cortez, CO

1 ZIP code  ·  Montezuma County  ·  Colorado

👥14,278Population
💰$59,737Median HH Income▼ 22% below avg
🎂42.7Median Age
🏠$259,500Median Home Value≈ Avg
🎓35.1%College Grads▼ 9% below avg
📊4.8%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.9% Female 50.1% ♀

Race & Ethnicity

White: 69.5%Hispanic: 15.3%Black: 1.2%Asian: 1.4%Other: 6%Race
White69.5%
Hispanic15.3%
Black1.2%
Asian1.4%
Other6.0%

Age Breakdown

Under 5
3%
5–17
18%
18–24
8%
25–44
25%
45–64
24%
65+
12%

Key Indicators

Median Age42.7 yrs
Avg HH Size2.47
Below Poverty11.8% ▲ 18% above avg
College Grads35.1% ▼ 9% below avg
Unemployment4.8% ≈ Avg
No HS Diploma270 (2.8%)
HS Graduate3,215 (33.8%)
Some College1,008 (10.6%)
Associates1,682 (17.7%)
Bachelors679 (7.1%)
Graduate Degree2,664 (28%)

Education

No HS: 2.8%HS Grad: 33.8%Some College: 10.6%Associates: 17.7%Bachelors: 7.1%Graduate: 28%Edu
No HS2.8%
HS Grad33.8%
Some College10.6%
Associates17.7%
Bachelors7.1%
Graduate28.0%
Housing & Income

Housing Tenure

Owner: 71.4%Renter: 28.6%Tenure
Owner71.4%
Renter28.6%

Home Value Distribution

Under $50k
9%
$50k–$100k
4%
$100k–$150k
11%
$150k–$200k
12%
$200k–$300k
24%
$300k–$500k
29%
Over $500k
12%

Financials

Median HH Income$59,737 ▼ 22% below avg
Median Home Value$259,500 ≈ Avg
Home/Income Ratio4.3x (nat avg ~3.5x)
Median Rent$1,010/mo
Total Housing Units6,332
Vacant Units639

Income Distribution

Under $25k
21%
$25k–$50k
18%
$50k–$75k
22%
$75k–$100k
13%
$100k–$150k
14%
$150k–$200k
5%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
3%
Work From Home
7%

Commute Time

Under 15 min
62%
15–30 min
25%
30–45 min
3%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
7%
1960s–1970s
16%
1980s–1990s
18%
2000+
56%
About Cortez, CO

Cortez is a city in Colorado, located in Montezuma County. The city spans 1 ZIP code and is home to approximately 14,278 residents. It is a middle-aged city, with a median age of 42.7 years.

Economically, Cortez is a solidly middle-class community. The median household income of $59,737 is below the national average. Approximately 11.8% of residents live below the poverty line. The unemployment rate is 4.8%, near the national average.

The real estate market in Cortez is a mid-range housing market. Median home values stand at $259,500, which is near the national average. Renters typically pay around $1,010 per month. Homeownership is high at 71.4%, typical of suburban and family-oriented communities.

The population of Cortez is moderately educated. 35.1% of adults hold a bachelor's degree or higher — near the national average. The community is majority White (69.48%).

Cortez, CO offers residents a cost-conscious lifestyle within Colorado.

ZIP Codes in Cortez
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
81321 14,278 $59,737 $259,500 $1,010 4.8% 35.1% 71.4%