US ZIP Code
78640

Kyle, TX

Hays County  ·  Texas

● Active
👥 71,460 Population ↑ 22% since 2019
💰 $88,533 Median HH Income
▲ 16% above avg ↑ 17% since 2019
🎂 33.3 Median Age ↑ 2% since 2019
🏠 $291,100 Median Home Value
≈ Avg ↑ 54% since 2019
🎓 40.2% College Grads
≈ Avg
📊 2.8% Unemployment
▼ 43% below avg ↓ 29% since 2019
ZIP Code Details
ZIP Code78640
CityKyle
StateTexas (TX)
CountyHays County
Area Code512/737
Elevation639 ft
Latitude29.994866
Longitude-97.821239
TimezoneChicago (DST)
FIPS48209
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.0% (36,416) Female 49.0% (35,044) ♀

Race & Ethnicity

White: 35.8%Hispanic: 55.3%Black: 4.6%Asian: 0.9%Other: 2.5%Race
White35.8%
Hispanic55.3%
Black4.6%
Asian0.9%
Other2.5%

Age Breakdown

Under 5
8%
5–17
20%
18–24
10%
25–44
32%
45–64
23%
65+
4%

Key Indicators

Median Age33.3 yrs ↑ 2% since 2019
Avg Household Size2.91
Below Poverty9.1% ▼ 9% below avg
College Grads40.2% ≈ Avg
Unemployment2.8% ▼ 43% below avg
No HS Diploma1,207 (3%)
HS Graduate11,667 (28.8%)
Some College5,977 (14.8%)
Associates5,343 (13.2%)
Bachelors3,816 (9.4%)
Graduate Degree12,478 (30.8%)

Education

No HS: 3%HS Grad: 28.8%Some College: 14.8%Associates: 13.2%Bachelors: 9.4%Graduate: 30.8%Edu
No HS3.0%
HS Grad28.8%
Some College14.8%
Associates13.2%
Bachelors9.4%
Graduate30.8%
Housing & Income

Housing Tenure

Owner: 71.9%Renter: 28.1%Tenure
Owner71.9%
Renter28.1%

Home Value Distribution

Under $50k
4%
$50k–100k
6%
$100k–150k
5%
$150k–200k
4%
$200k–300k
34%
$300k–500k
40%
Over $500k
6%

Financials

Median HH Income$88,533 ▲ 16% above avg ↑ 17% since 2019
Median Home Value$291,100 ≈ Avg ↑ 54% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$1,572/mo ↑ 12% since 2019
Total Units25,236
Vacant Units876
Avg HH Size2.91

Income Distribution

Under $25k
8%
$25k–50k
13%
$50k–75k
14%
$75k–100k
21%
$100k–150k
25%
$150k–200k
10%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
0%
Walked
0%
Work From Home
12%

Commute Time

Under 15 min
14%
15–30 min
26%
30–45 min
24%
Over 45 min
36%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
1%
1960s–1970s
3%
1980s–1990s
27%
2000+
69%

Summary

Total Units25,236
Vacant876
Owner Occupied71.9%
Renter Occupied28.1%
Avg HH Size2.91
Frequently Asked Questions
ZIP code 78640 is in Kyle, TX, in Hays County.
ZIP code 78640 is located in Texas (TX).
ZIP code 78640 is in Hays County, TX.
ZIP 78640 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 78640 is 71,460 people (ACS 2023).
The median household income in ZIP code 78640 is $88,533 (ACS 2023).
The median home value in ZIP 78640 is $291,100 (ACS 2023).
About ZIP Code 78640

ZIP code 78640 is located in Kyle, Texas, within Hays County. With a population of 71,460, this is a densely populated ZIP code with a relatively young community — the median age is 33.3 years. Economically, 78640 is a middle-income ZIP code: the median household income of $88,533 is above the national average.

Real estate in ZIP code 78640 represents a mid-range housing market. The median home value of $291,100 is near the national average. Renters can expect to pay around $1,572 per month in median rent. Homeownership is strong here — 71.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.

The population of 78640 is majority Hispanic (55.31%). Residents are well-educated — 40.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.1%. Household income has grown by 17% since 2019.

The unemployment rate in 78640 stands at 2.8%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.

Overall, ZIP code 78640 in Kyle, TX is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 71,460 residents, a median household income of $88,533, and a median home value of $291,100, it offers a clear picture of life in this part of Texas.