| ZIP Code | 78644 |
|---|---|
| City | Lockhart |
| State | Texas (TX) |
| County | Caldwell County |
| Area Code | 512/737 |
| Elevation | 499 ft |
| Latitude | 29.872592 |
|---|---|
| Longitude | -97.674363 |
| Timezone | Chicago (DST) |
| FIPS | 48055 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.6 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.67 |
| Below Poverty | 12.5% ▲ 25% above avg |
| College Grads | 26.2% ▼ 32% below avg |
| Unemployment | 1.3% ▼ 73% below avg |
| No HS Diploma | 194 (1.6%) |
| HS Graduate | 4,959 (39.7%) |
| Some College | 2,314 (18.5%) |
| Associates | 1,755 (14%) |
| Bachelors | 646 (5.2%) |
| Graduate Degree | 2,629 (21%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $72,155 ≈ Avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $242,900 ▼ 13% below avg ↑ 72% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $1,162/mo ↑ 21% since 2019 |
| Total Units | 7,660 |
| Vacant Units | 598 |
| Avg HH Size | 2.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,660 |
|---|---|
| Vacant | 598 |
| Owner Occupied | 71.8% |
| Renter Occupied | 28.2% |
| Avg HH Size | 2.67 |
ZIP code 78644 is located in Lockhart, Texas, within Caldwell County. With a population of 20,599, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.6 years. Economically, 78644 is a solidly middle-class ZIP code: the median household income of $72,155 is near the national average.
Real estate in ZIP code 78644 represents an affordable housing market. The median home value of $242,900 is near the national average. Renters can expect to pay around $1,162 per month in median rent. Homeownership is strong here — 71.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 72% since 2019.
The population of 78644 is majority Hispanic (52.01%). Residents are moderately educated — 26.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.5%. Household income has grown by 25% since 2019.
The unemployment rate in 78644 stands at 1.3%, which is well below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 78644 in Lockhart, TX is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 20,599 residents, a median household income of $72,155, and a median home value of $242,900, it offers a clear picture of life in this part of Texas.