| ZIP Code | 78621 |
|---|---|
| City | Elgin |
| State | Texas (TX) |
| County | Bastrop County |
| Area Code | 512/737 |
| Elevation | 525 ft |
| Latitude | 30.337023 |
|---|---|
| Longitude | -97.36042 |
| Timezone | Chicago (DST) |
| FIPS | 48021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.2 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.79 |
| Below Poverty | 8.6% ▼ 14% below avg |
| College Grads | 31.3% ▼ 19% below avg |
| Unemployment | 5.2% ≈ Avg |
| No HS Diploma | 961 (6%) |
| HS Graduate | 5,012 (31.2%) |
| Some College | 2,325 (14.5%) |
| Associates | 2,751 (17.1%) |
| Bachelors | 956 (5.9%) |
| Graduate Degree | 4,073 (25.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $88,246 ▲ 16% above avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $262,300 ≈ Avg ↑ 58% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,317/mo ↑ 34% since 2019 |
| Total Units | 10,671 |
| Vacant Units | 767 |
| Avg HH Size | 2.79 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,671 |
|---|---|
| Vacant | 767 |
| Owner Occupied | 80.6% |
| Renter Occupied | 19.4% |
| Avg HH Size | 2.79 |
ZIP code 78621 is located in Elgin, Texas, within Bastrop County. With a population of 27,860, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.2 years. Economically, 78621 is a middle-income ZIP code: the median household income of $88,246 is above the national average.
Real estate in ZIP code 78621 represents a mid-range housing market. The median home value of $262,300 is near the national average. Renters can expect to pay around $1,317 per month in median rent. Homeownership is strong here — 80.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 78621 is racially diverse, with Hispanic as the largest group at 45.6%. Residents are moderately educated — 31.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 8.6%. Household income has grown by 22% since 2019.
The unemployment rate in 78621 stands at 5.2%, which is near the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 78621 in Elgin, TX is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 27,860 residents, a median household income of $88,246, and a median home value of $262,300, it offers a clear picture of life in this part of Texas.