City

Elgin, TX

1 ZIP code  ·  Bastrop County  ·  Texas

👥27,860Population
💰$88,246Median HH Income▲ 16% above avg
🎂39.2Median Age
🏠$262,300Median Home Value≈ Avg
🎓31.3%College Grads▼ 19% below avg
📊5.2%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.1% Female 51.9% ♀

Race & Ethnicity

White: 37.6%Hispanic: 45.6%Black: 10.9%Asian: 0.4%Other: 4.7%Race
White37.6%
Hispanic45.6%
Black10.9%
Asian0.4%
Other4.7%

Age Breakdown

Under 5
6%
5–17
20%
18–24
7%
25–44
25%
45–64
28%
65+
7%

Key Indicators

Median Age39.2 yrs
Avg HH Size2.79
Below Poverty8.6% ▼ 14% below avg
College Grads31.3% ▼ 19% below avg
Unemployment5.2% ≈ Avg
No HS Diploma961 (6%)
HS Graduate5,012 (31.2%)
Some College2,325 (14.5%)
Associates2,751 (17.1%)
Bachelors956 (5.9%)
Graduate Degree4,073 (25.3%)

Education

No HS: 6%HS Grad: 31.2%Some College: 14.5%Associates: 17.1%Bachelors: 5.9%Graduate: 25.3%Edu
No HS6.0%
HS Grad31.2%
Some College14.5%
Associates17.1%
Bachelors5.9%
Graduate25.3%
Housing & Income

Housing Tenure

Owner: 80.6%Renter: 19.4%Tenure
Owner80.6%
Renter19.4%

Home Value Distribution

Under $50k
9%
$50k–$100k
6%
$100k–$150k
11%
$150k–$200k
8%
$200k–$300k
24%
$300k–$500k
29%
Over $500k
13%

Financials

Median HH Income$88,246 ▲ 16% above avg
Median Home Value$262,300 ≈ Avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,317/mo
Total Housing Units10,671
Vacant Units767

Income Distribution

Under $25k
11%
$25k–$50k
11%
$50k–$75k
15%
$75k–$100k
19%
$100k–$150k
23%
$150k–$200k
11%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
81%
Walked
0%
Work From Home
19%

Commute Time

Under 15 min
16%
15–30 min
16%
30–45 min
26%
Over 45 min
42%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
3%
1960s–1970s
11%
1980s–1990s
20%
2000+
65%
About Elgin, TX

Elgin is a city in Texas, located in Bastrop County. The city spans 1 ZIP code and is home to approximately 27,860 residents. It is a middle-aged city, with a median age of 39.2 years.

Economically, Elgin is a middle-income community. The median household income of $88,246 is above the national average. Approximately 8.6% of residents live below the poverty line. The unemployment rate is 5.2%, near the national average.

The real estate market in Elgin is a mid-range housing market. Median home values stand at $262,300, which is near the national average. Renters typically pay around $1,317 per month. Homeownership is high at 80.6%, typical of suburban and family-oriented communities.

The population of Elgin is moderately educated. 31.3% of adults hold a bachelor's degree or higher — below the national average. The community is racially diverse, with Hispanic as the largest group at 45.6%.

Elgin, TX offers residents above-average earning potential within Texas.

ZIP Codes in Elgin
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
78621 27,860 $88,246 $262,300 $1,317 5.2% 31.3% 80.6%