US ZIP Code
55784

Swan River, MN

Itasca County  ·  Minnesota

● Active
👥 117 Population ↑ 13% since 2019
💰 $56,591 Median HH Income
▼ 26% below avg ↑ 4% since 2019
🎂 57.6 Median Age ↑ 14% since 2019
🏠 $187,500 Median Home Value
▼ 33% below avg ↑ 50% since 2019
🎓 22.6% College Grads
▼ 42% below avg
📊 1.9% Unemployment
▼ 61% below avg
ZIP Code Details
ZIP Code55784
CitySwan River
StateMinnesota (MN)
CountyItasca County
Area Code218
Elevation1,286 ft
Latitude47.058391
Longitude-93.165281
TimezoneChicago (DST)
FIPS27061
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.3% (60) Female 48.7% (57) ♀

Race & Ethnicity

White: 92.3%Other: 7.7%Race
White92.3%
Other7.7%

Age Breakdown

Under 5
3%
5–17
7%
18–24
3%
25–44
12%
45–64
62%
65+
3%

Key Indicators

Median Age57.6 yrs ↑ 14% since 2019
Avg Household Size2.09
Below Poverty18.8% ▲ 88% above avg
College Grads22.6% ▼ 42% below avg
Unemployment1.9% ▼ 61% below avg
HS Graduate32 (31.4%)
Some College25 (24.5%)
Associates22 (21.6%)
Bachelors15 (14.7%)
Graduate Degree8 (7.8%)

Education

HS Grad: 31.4%Some College: 24.5%Associates: 21.6%Bachelors: 14.7%Graduate: 7.8%Edu
HS Grad31.4%
Some College24.5%
Associates21.6%
Bachelors14.7%
Graduate7.8%
Housing & Income

Housing Tenure

Owner: 96.4%Renter: 3.6%Tenure
Owner96.4%
Renter3.6%

Home Value Distribution

Under $50k
13%
$50k–100k
6%
$100k–150k
17%
$150k–200k
17%
$200k–300k
30%
$300k–500k
15%
Over $500k
4%

Financials

Median HH Income$56,591 ▼ 26% below avg ↑ 4% since 2019
Median Home Value$187,500 ▼ 33% below avg ↑ 50% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Total Units76
Vacant Units20
Avg HH Size2.09

Income Distribution

Under $25k
16%
$25k–50k
18%
$50k–75k
22%
$75k–100k
20%
$100k–150k
22%
$150k–200k
2%
Employment & Commute

How People Get to Work

Drove Alone
92%
Work From Home
8%

Commute Time

Under 15 min
10%
15–30 min
4%
30–45 min
54%
Over 45 min
31%
Housing Stock

Year Built

Before 1940
9%
1940s–1950s
11%
1960s–1970s
10%
1980s–1990s
19%
2000+
50%

Summary

Total Units76
Vacant20
Owner Occupied96.4%
Renter Occupied3.6%
Avg HH Size2.09
Frequently Asked Questions
ZIP code 55784 is in Swan River, MN, in Itasca County.
ZIP code 55784 is located in Minnesota (MN).
ZIP code 55784 is in Itasca County, MN.
ZIP 55784 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 55784 is 117 people (ACS 2023).
The median household income in ZIP code 55784 is $56,591 (ACS 2023).
The median home value in ZIP 55784 is $187,500 (ACS 2023).
About ZIP Code 55784

ZIP code 55784 is located in Swan River, Minnesota, within Itasca County. With a population of 117, this is a sparsely populated ZIP code with an older community — the median age is 57.6 years. Economically, 55784 is a solidly middle-class ZIP code: the median household income of $56,591 is below the national average.

Real estate in ZIP code 55784 represents an affordable housing market. The median home value of $187,500 is below the national average. Homeownership is strong here — 96.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.

The population of 55784 is primarily White (92.31%). Residents are less-educated — 22.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.8%. Household income has grown by 4% since 2019.

The unemployment rate in 55784 stands at 1.9%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.

Overall, ZIP code 55784 in Swan River, MN is characterized as solidly middle-class, less-educated, an older community, and predominantly owner-occupied. With 117 residents, a median household income of $56,591, and a median home value of $187,500, it offers a clear picture of life in this part of Minnesota.