| ZIP Code | 55320 |
|---|---|
| City | Clearwater |
| State | Minnesota (MN) |
| County | Wright County |
| Area Code | 320 |
| Elevation | 1,010 ft |
| Latitude | 45.396331 |
|---|---|
| Longitude | -94.086052 |
| Timezone | Chicago (DST) |
| FIPS | 27171 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.7 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.66 |
| Below Poverty | 6.1% ▼ 39% below avg |
| College Grads | 43.2% ▲ 11% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 13 (0.3%) |
| HS Graduate | 1,208 (32%) |
| Some College | 393 (10.4%) |
| Associates | 533 (14.1%) |
| Bachelors | 604 (16%) |
| Graduate Degree | 1,027 (27.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $109,242 ▲ 43% above avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $307,200 ▲ 10% above avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $1,130/mo ↑ 32% since 2019 |
| Total Units | 2,253 |
| Vacant Units | 119 |
| Avg HH Size | 2.66 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,253 |
|---|---|
| Vacant | 119 |
| Owner Occupied | 84.4% |
| Renter Occupied | 15.7% |
| Avg HH Size | 2.66 |
ZIP code 55320 is located in Clearwater, Minnesota, within Wright County. With a population of 5,676, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.7 years. Economically, 55320 is a upper-middle-income ZIP code: the median household income of $109,242 is above the national average.
Real estate in ZIP code 55320 represents a mid-range housing market. The median home value of $307,200 is near the national average. Renters can expect to pay around $1,130 per month in median rent. Homeownership is strong here — 84.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 55320 is primarily White (94.82%). Residents are well-educated — 43.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.1%. Household income has grown by 39% since 2019.
The unemployment rate in 55320 stands at 3.5%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 55320 in Clearwater, MN is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 5,676 residents, a median household income of $109,242, and a median home value of $307,200, it offers a clear picture of life in this part of Minnesota.