| ZIP Code | 50068 |
|---|---|
| City | Derby |
| State | Iowa (IA) |
| County | Lucas County |
| Area Code | 641 |
| Elevation | 1,090 ft |
| Latitude | 40.948043 |
|---|---|
| Longitude | -93.466256 |
| Timezone | Chicago (DST) |
| FIPS | 19117 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 59.3 yrs ↑ 41% since 2019 |
|---|---|
| Avg Household Size | 2.32 |
| Below Poverty | 25.1% ▲ 151% above avg |
| College Grads | 9.7% ▼ 75% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 4 (2.1%) |
| HS Graduate | 114 (58.5%) |
| Some College | 26 (13.3%) |
| Associates | 32 (16.4%) |
| Bachelors | 12 (6.2%) |
| Graduate Degree | 7 (3.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $51,528 ▼ 32% below avg ↓ 30% since 2019 |
|---|---|
| Median Home Value | $118,300 ▼ 58% below avg ↓ 45% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Total Units | 158 |
| Vacant Units | 43 |
| Avg HH Size | 2.32 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 158 |
|---|---|
| Vacant | 43 |
| Owner Occupied | 98.3% |
| Renter Occupied | 1.7% |
| Avg HH Size | 2.32 |
ZIP code 50068 is located in Derby, Iowa, within Lucas County. With a population of 267, this is a sparsely populated ZIP code with an older community — the median age is 59.3 years. Economically, 50068 is a working-class ZIP code: the median household income of $51,528 is below the national average.
Real estate in ZIP code 50068 represents one of the more affordable housing markets in the country. The median home value of $118,300 is well below the national average. Homeownership is strong here — 98.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 45% since 2019.
The population of 50068 is primarily White (99.63%). Residents are less-educated — 9.7% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 25.1%. Household income has declined by 30% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 52%.
Overall, ZIP code 50068 in Derby, IA is characterized as working-class, less-educated, an older community, and predominantly owner-occupied. With 267 residents, a median household income of $51,528, and a median home value of $118,300, it offers a clear picture of life in this part of Iowa.