City

Derby, IA

1 ZIP code  ·  Lucas County  ·  Iowa

👥267Population
💰$51,528Median HH Income▼ 32% below avg
🎂59.3Median Age
🏠$118,300Median Home Value▼ 58% below avg
🎓9.7%College Grads▼ 75% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.4% Female 44.6% ♀

Race & Ethnicity

White: 99.6%Other: 0.4%Race
White99.6%
Other0.4%

Age Breakdown

Under 5
7%
5–17
12%
18–24
2%
25–44
17%
45–64
31%
65+
7%

Key Indicators

Median Age59.3 yrs
Avg HH Size2.32
Below Poverty25.1% ▲ 151% above avg
College Grads9.7% ▼ 75% below avg
No HS Diploma4 (2.1%)
HS Graduate114 (58.5%)
Some College26 (13.3%)
Associates32 (16.4%)
Bachelors12 (6.2%)
Graduate Degree7 (3.6%)

Education

No HS: 2.1%HS Grad: 58.5%Some College: 13.3%Associates: 16.4%Bachelors: 6.2%Graduate: 3.6%Edu
No HS2.1%
HS Grad58.5%
Some College13.3%
Associates16.4%
Bachelors6.2%
Graduate3.6%
Housing & Income

Housing Tenure

Owner: 98.3%Renter: 1.7%Tenure
Owner98.3%
Renter1.7%

Home Value Distribution

Under $50k
6%
$50k–$100k
19%
$100k–$150k
35%
$150k–$200k
3%
$200k–$300k
18%
$300k–$500k
4%
Over $500k
15%

Financials

Median HH Income$51,528 ▼ 32% below avg
Median Home Value$118,300 ▼ 58% below avg
Home/Income Ratio2.3x (nat avg ~3.5x)
Total Housing Units158
Vacant Units43

Income Distribution

Under $25k
33%
$25k–$50k
11%
$50k–$75k
22%
$75k–$100k
9%
$100k–$150k
11%
$150k–$200k
14%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
4%
Work From Home
15%

Commute Time

Under 15 min
18%
15–30 min
37%
30–45 min
5%
Over 45 min
40%
Housing Stock

Year Built

1940s–1950s
2%
1960s–1970s
11%
1980s–1990s
16%
2000+
71%
About Derby, IA

Derby is a city in Iowa, located in Lucas County. The city spans 1 ZIP code and is home to approximately 267 residents. It is an older city, with a median age of 59.3 years.

Economically, Derby is a working-class community. The median household income of $51,528 is below the national average. Approximately 25.1% of residents live below the poverty line.

The real estate market in Derby is one of the more affordable housing markets in the country. Median home values stand at $118,300, which is well below the national average. Homeownership is high at 98.3%, typical of suburban and family-oriented communities.

The population of Derby is less-educated. 9.7% of adults hold a bachelor's degree or higher — well below the national average. The community is primarily White (99.63%).

Derby, IA offers residents a cost-conscious lifestyle within Iowa.

ZIP Codes in Derby
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
50068 267 $51,528 $118,300 0.0% 9.7% 98.3%